Horry County property record for 965 Virginia Dr, Loris, SC 29569
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,239 sqft · built 1976 |
| Lot Size | 3.94 acres (171,626 sqft) |
| Owner | Trust Name on File |
| Last Sale | $310,000 (Oct 2004) |
| Tax Bill | $914 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-08-03-0006 |
| Primary APN | 185-08-03-0006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,239 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Modern |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 171,626 sqft (3.94 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Pool Area | 363 sqft |
| Deck Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 965 VIRGINIA DR |
|---|---|
| City | LORIS |
| State | SC |
| Zip | 29569-3239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERITAGE RD; LTS 3-4 7-8 BL F |
| Legal Lot Number | 3,3-4,7 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | LORIS |
| Census Block Group | 2 |
| Census Block | 2090 |
| Census Tract | 20202 |
965 Virginia Dr is owner-occupied and held in a trust since October 2004.
Source: Horry County records, as of August 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 965 VIRGINIA DR, LORIS, SC 29569-3239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2004 · Amount on File |
| Deed Sale | Oct 4, 2004 · Amount on File |
| Prior Sale | Apr 29, 1999 · Amount on File |
| Deed Document Number | 2004971129 |
| Deed Book / Page | 2801 / 1025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 965 VIRGINIA DR, LORIS, SC 29569-3239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 965 VIRGINIA DR, LORIS, SC 29569-3239 |
| Document Number | 66380000000843 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 0000006638/0000000843 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 965 Virginia Dr was $914.
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $914.00 | $343,460 (-) Land $129,000 Building $214,460 | |
| 2024 | $914.00 | $13,738 (+76.04%) Land $5,160 Building $8,578 | $343,460 (+76.03%) Land $129,000 Building $214,460 |
| 2023 | $7,804 Land $2,088 Building $5,716 | $195,110 Land $52,210 Building $142,900 | |
| 2021 | $827.00 | $7,804 Land $2,088 Building $5,716 | $195,110 Land $52,210 Building $142,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 965 Virginia Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 17 (2015–2024) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 Virginia Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LORIS serves 4,350 people · EPA ID SC2610010 |
|---|---|
| Water Source | Purchased surface water from GRAND STRAND W&SA/BULL CREEK |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
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