965 Vest Ln, Pilot Point, TX 76258 Property Records

Denton County property record for 965 Vest Ln, Pilot Point, TX 76258

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,591 sqft · built 2022
Lot Size	2.07 acres (90,315 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Oct 2021)
Tax Bill	$13,636 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R970881`

Property Details

APN / Parcel Number

Primary APN	`R970881`
Alternative APNs	`SW0254A-000000A-0000-0013-0000` `SW0254A-000000A-0000-0013`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,591 sqft Living Area
Gross Area	4,374 sqft
1st Floor Area	3,591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	90,315 sqft (2.07 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	515 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	965 VEST LN
City	PILOT POINT
State	TX
Zip	76258-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HILLS AT PILOT POINT BLK A LOT 13
Legal Subdivision	THE HILLS AT PILOT POINT
Legal Block	A
Legal Lot Number	13
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	1
Census Block	1062
Census Tract	20118

Owner

Source: Denton County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2886 TROY RD, WYLIE, TX 75098-6524
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Dec 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Oct 15, 2021	Vendor's Lien, Transfer · Commercial Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	2021190401
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	965 VEST LN, PILOT POINT, TX 76258-1568
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	CHAMPIONS TITLE COMPANY, CHAPIN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168391
Date	Dec 13, 2022
Instrument	2022-168391

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	965 VEST LN, PILOT POINT, TX 76258-1568
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 VEST LN, PILOT POINT, TX 76258-1568

Mortgage

Document Number	0000168421
Date	Dec 13, 2022
Instrument	2022-168421

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	965 VEST LN, PILOT POINT, TX 76258-1568
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168424
Date	Dec 13, 2022
Instrument	2022-168424

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Oct 15, 2021
Property Address	965 VEST LN, PILOT POINT, TX 76258-1568
Document Number	0000190401
Map Reference	FILE 2021-90
Instrument Date	Oct 15, 2021
Instrument	2021-190401
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2886 TROY RD, WYLIE, TX 75098-6524

Mortgage

Document Number	0000190402
Date	Oct 15, 2021
Instrument	2021-190402

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	18%

Tax Assessment & Valuation

Source: Denton County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Pilot Point City
Unified School District	Pilot Point Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,636.00 (-3.75%)	$1,035,104 (+31.53%) Land $230,346 Building $804,758	$1,035,104 (+31.53%) Land $230,346 Building $804,758
2024	$14,168.00 (-3.18%)
2023	$14,633.00 (+237.32%)	$787,000 Land $230,346 Building $556,654	$787,000 Land $230,346 Building $556,654
2022	$4,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 68% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
ElektraFi Fixed Wireless	100 / 20

May also be available: Frontier, Optimum.

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