965 Twining Ave, San Diego, CA 92154 Property Records

San Diego County property record for 965 Twining Ave, San Diego, CA 92154

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,747 sqft · built 1971
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Jun 1999)
Tax Bill	$4,992 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Feb 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`631-180-33-00`

Property Details

APN / Parcel Number

Primary APN	`631-180-33-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,747 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,200 sqft (0.119 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	965 TWINING AVE
City	SAN DIEGO
State	CA
Zip	92154-2553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 958 TR 006584
Legal Subdivision	PRINCESS DEL CERRO
Legal Tract	006584
Legal Block	2
Legal Lot Number	958
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	10003

Owner

965 Twining Ave is owned and occupied by an individual who bought it in June 1999.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	965 TWINING AVE, SAN DIEGO, CA 92154-2553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Feb 28, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage HIGHTECHLENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 1999 · Amount on File
Deed Sale	Jun 9, 1999 · Amount on File
Prior Sale	Jul 7, 1992 · Amount on File
Deed Document Number	1999403490
Prior Transfer Date	Nov 4, 1996
Prior Transfer Doc	0000568487
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	965 TWINING AVE, SAN DIEGO, CA 92154-2553
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 TWINING AVE, SAN DIEGO, CA 92154-2553

Mortgage

Document Number	0000122615
Date	Mar 18, 2022
Instrument	2022-0122615

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	906 Months
Due	Sep 22, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.27%

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2020
Property Address	965 TWINING AVE, SAN DIEGO, CA 92154-2553
Document Number	0000105840
Map Reference	MAP 6584
Instrument Date	Feb 5, 2020
Instrument	2020-0105840
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 TWINING AVE, SAN DIEGO, CA 92154-2553

Mortgage

Document Number	0000105841
Date	Feb 28, 2020
Instrument	2020-0105841

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.54%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR
Margin	2

Tax Assessment & Valuation

The 2025 property tax bill for 965 Twining Ave was $4,992 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,312 (+2%) Land $93,388 Building $292,924
2025	$4,992.00 Homeowner's exemption	$378,738 Land $91,557 Building $287,181
2023	$4,250.00 (+2.98%) Homeowner's exemption	$364,032 Land $88,002 Building $276,030
2022	$4,127.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 965 Twining Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 965 Twining Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,046 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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