Mobile County property record for 965 Stewart Rd, Mobile, AL 36605
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,188 sqft · built 1978 |
| Lot Size | 0.375 acres (16,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jul 2025) |
| Tax Bill | $454 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | R02320540000506101 |
| Primary APN | R02320540000506101 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,360 sqft (0.375 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 534 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1016714 |
|---|---|
| Street Address | 965 STEWART RD |
| City | MOBILE |
| State | AL |
| Zip | 36605-3636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 & 20 BLK B BAY RIDGE ESTATES MBK 3/249 #SEC 40 T5S R1W #MP32 05 40 0 005 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 40 |
| Legal Subdivision | BAY RIDGE ESTATES |
| Legal Block | B |
| Legal Lot Number | 19-20 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 1800 |
965 Stewart Rd is owned and occupied by an individual who bought it in July 2025.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6100 VERANDAS CIR, 822, FORT WORTH, TX 76132-4165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2025 · Amount on File |
| Deed Sale | Jul 3, 2025 · Amount on File |
| Deed Document Number | 202540511 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 965 Stewart Rd was $454 with exemptions applied, up 4.1% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $454.00 (+4.13%) Homeowner's exemption Senior Citizen's exemption | $8,510 (+3.78%) Land $980 Building $7,530 | $85,100 (+3.78%) Land $9,800 Building $75,300 |
| 2024 | $436.00 (+4.06%) Homeowner's exemption Senior Citizen's exemption | $8,200 (+3.93%) Land $980 Building $7,220 | $82,000 (+3.93%) Land $9,800 Building $72,200 |
| 2023 | $419.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $7,890 Land $960 Building $6,930 | $78,900 Land $9,600 Building $69,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 965 Stewart Rd in Zone X, an area of moderate flood risk, though there have been 55 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 55 (1979–2025) |
| Claims Outside the SFHA | 18 of 55 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 Stewart Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 75% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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