Robeson County property record for 965 Spruce St, Lumberton, NC 28358
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,829 sqft · built 1981 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,029 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 324202009 |
| Primary APN | 324202009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,829 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 64 ft deep x 136 ft wide |
| Porch | Slab |
| Deck Area | 105 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 79414000 |
|---|---|
| Street Address | 965 SPRUCE ST |
| City | LUMBERTON |
| State | NC |
| Zip | 28358-6445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | LT5 4 BL D S/S URBAN REN |
| Legal Subdivision | SOUTHSIDE URBAN RENEWAL ARWA |
| Legal Lot Number | 4-5 |
| Jurisdiction | ROBESON NC |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 960801 |
965 Spruce St, a single family home, is owned by an individual.
Source: Robeson County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 266, LUMBERTON, NC 28359-0266 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 965 Spruce St was $1,029.
Source: Robeson County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Robeson County |
| Municipality | Lumberton City |
| Unified School District | Robeson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,029.00 | $126,600 Land $8,800 Building $117,800 | $126,600 Land $8,800 Building $117,800 |
| 2023 | $803.00 | $104,400 (-) Land $8,000 Building $96,400 | $104,400 (-) Land $8,000 Building $96,400 |
| 2022 | $803.00 | $104,400 Land $8,000 Building $96,400 | $104,400 Land $8,000 Building $96,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 965 Spruce St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 49 (1979–2018) |
| Claims Outside the SFHA | 4 of 49 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 Spruce St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LUMBERTON serves 24,460 people · EPA ID NC0378010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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