965 S Locust St, Denver, CO 80224 Property Records

Denver City property record for 965 S Locust St, Denver, CO 80224

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 748 sqft · built 1949
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$168,100 (Mar 2007)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2021 Mortgage + 1 more
APN	`06173-10-009-000`

Property Details

APN / Parcel Number

Primary APN	`06173-10-009-000`
Alternative APNs	`670417310009` `161859182`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	748 sqft Living Area
1st Floor Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Combination
Construction Type	Frame
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Detached
Garage Area	268 sqft
Porch	Open Frame Porch
Porch Area	31 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	965 S LOCUST ST
City	DENVER
State	CO
Zip	80224-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-SU-D
Legal Description	L 29 & 30 BLK 11 SUN VALLEY SUB
Legal Subdivision	SUN VALLEY SUB
Legal Block	11
Legal Lot Number	29,30
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1025
Census Tract	5001

Owner

965 S Locust St is owned and occupied by an individual who acquired it in October 2012.

Source: Denver City records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	965 S LOCUST ST, DENVER, CO 80224-1451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZENITH HOME LOANS
Jun 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2007 · Amount on File
Deed Sale	Mar 16, 2007 · Amount on File
Prior Sale	Jan 15, 2004 · Amount on File
Deed Document Number	200743126
Last Transfer Date	Oct 22, 2012
Transfer Doc	0000018619
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	965 S LOCUST ST, DENVER, CO 80224-1451
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086922
Date	Sep 8, 2023
Instrument	2023086922

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	965 S LOCUST ST, DENVER, CO 80224-1451
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 S LOCUST ST, DENVER, CO 80224-1451

Mortgage

Document Number	0000033250
Date	Feb 23, 2021
Instrument	2021033250

Lender

Name	ZENITH HOME LOANS
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENVER CO
Recording Date	Jun 6, 2017
Property Address	965 S LOCUST ST, DENVER, CO 80224-1451
Document Number	0000074025
Instrument Date	May 2, 2017
Instrument	2017074025
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 S LOCUST ST, DENVER, CO 80224-1451

Tax Assessment & Valuation

The 2025 property tax bill for 965 S Locust St was $2,365.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,365.00	$30,920 Land $17,620 Building $17,620	$438,600 Land $249,900 Building $188,700
2023	$2,084.00	$26,900 (+22.38%) Land $13,060 Building $13,840	$456,500 (+44.37%) Land $249,900 Building $206,600
2022		$21,980 Land $17,370 Building $4,610	$316,200 Land $249,900 Building $66,300
2021	$1,687.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 965 S Locust St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 965 S Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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