965 S 820 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 965 S 820 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,286 sqft · built 1992
Lot Size	0.198 acres (8,668 sqft)
Owner	Individual Name on Record
Tax Bill	$2,519 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`40-073-0004`

Property Details

APN / Parcel Number

Primary APN	`40-073-0004`
Alternative APNs	`40-613-0002` `054316`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft
Basement Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Split Level
Exterior Material	Frame/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,668 sqft (0.198 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	054316
Street Address	965 S 820 E
City	SPANISH FORK
State	UT
Zip	84660-2484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, PLAT F, GREEN ACRES ESTATES SUB AREA 0.199 AC
Legal Subdivision	GREEN
Legal Lot Number	2
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2008
Census Tract	3203

Owner

Source: Utah County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	965 S 820 E, SPANISH FORK, UT 84660-2484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2022	Warranty Deed, Transfer MONUMENT TITLE INSURANCE INC/UT, MONUMENT TITLE INSURANCE INC
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage NORTHPOINTE BANK
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage NORTHPOINTE BK
Feb 8, 2017	Warranty Deed, Transfer · VA Mortgage VERITAS FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2024
Deed Sale	Mar 19, 2024
Prior Sale	Mar 19, 2024
Deed Document Number	0000017304
Last Transfer Date	Feb 14, 2025
Transfer Doc	0000010687
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 19, 2024
Property Address	965 S 820 E, SPANISH FORK, UT 84660-2484
Document Number	0000017304
Instrument Date	Mar 15, 2024
Instrument	17304:2024
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	965 S 820 E, SPANISH FORK, UT 84660-2484

Mortgage

Document Number	0000017305
Date	Mar 19, 2024
Instrument	17305:2024

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 20, 2022
Property Address	965 S 820 E, SPANISH FORK, UT 84660-2484
Document Number	0000008695
Instrument Date	Jan 14, 2022
Instrument	8695:2022
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	MONUMENT TITLE INSURANCE INC/UT, MONUMENT TITLE INSURANCE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	850 E 900 S, SPANISH FORK, UT 84660-2967

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	965 S 820 E, SPANISH FORK, UT 84660-2484
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	PREMIUM TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046080
Date	Mar 10, 2021
Instrument	46080:2021

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	965 S 820 E, SPANISH FORK, UT 84660-2484
Document Number	0000110909
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	PREMIUM TITLE INSURANCE AGENCY-UT INC, PREMIUM TITLE INS AGCY-UT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	965 S 820 E SPANISH FORK UT 846602484, SPANISH FORK, UT 84660-2484

Mortgage

Document Number	0000110909
Date	Oct 28, 2019
Instrument	110909

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 8, 2017
Property Address	965 S 820 E, SPANISH FORK, UT 84660-2484
Document Number	0000013309
Instrument Date	Feb 7, 2017
Instrument	013309:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	965 SOUTH EAST, SPANISH FORK, UT 84660

Mortgage

Document Number	0000013329
Date	Feb 8, 2017
Instrument	013329:2017

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$475,500 (+101.53%) Land $185,100 Building $290,400	$475,500 (+10.84%) Land $185,100 Building $290,400
2024	$2,519.00 (+10.19%)
2023	$2,286.00 (-6.08%)	$235,950	$429,000 Land $177,800 Building $251,200
2022	$2,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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