965 River Bluff Rd, Covington, VA 24426 Property Records

Alleghany County property record for 965 River Bluff Rd, Covington, VA 24426 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 2023
Square Footage	2,765 sqft Living Area
Lot Size	264,409 sqft (6.07 acres)
Garage	936 sqft
Tax Bill	$4,226.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01200-00-000-012G`
Alternative APN	`19129`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,765 sqft Living Area
Gross Area	5,996 sqft Gross Area
1st Floor	2,765 sqft 1st Floor
Basement Area	2,765 sqft Basement
Finished Basement	2,765 sqft Finished
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2023
Exterior Material	Wood Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	264,409 sqft (6.07 acres)
Parking Spaces	4 Parking Spaces
Garage Area	936 sqft Garage

Exterior Amenities

Patio Area	182 sqft Patio
Porch Area	795 sqft Porch
Topography	Rolling Topography
Storage Building	468 sqft Storage Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	19129
Street Address	965 RIVER BLUFF RD
City	COVINGTON
State	VA
Zip	24426-5709
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	6.07 PARCEL B W SIDE JACKSON RIVER
Jurisdiction	ALLEGHANY VA
Minor Civil Division	FALLING SPRING
Census Blockgroup	1
Census Block	1018
Census Tract	80301

Owner

Source: Alleghany County records · APN 01200-00-000-012G

Assessment roll updated June 11, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 347, COVINGTON, VA 24426-0347
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated June 11, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Alleghany County
Unified School District	Alleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,226.00	$862,600 (+10.28%) Land $80,600 Building $782,000	$862,600 (+10.28%) Land $80,600 Building $782,000
2023		$782,200 Land $60,400 Building $721,800	$782,200 Land $60,400 Building $721,800

Flood & Wildfire

965 River Bluff Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Alleghany County (51005C), updated February 28, 2014

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 46th percentile of exposed land nationally · 74th in Virginia
Wildfire Likelihood	Moderate — about 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.