965 Pvt Rd, Winnetka, IL 60093 Property Records

Cook County property record for 965 Pvt Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	7 bd · 6 ba · 6,752 sqft · built 2014
Lot Size	0.563 acres (24,529 sqft)
Owner	Individual Name on Record
Tax Bill	$73,964 (2023)
Deeds & Mortgages	Dec 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-200-065`

Property Details

APN / Parcel Number

Primary APN	`05-17-200-065`
Alternative APN	`05-17-200-065-0000`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	6,752 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Multi-Level
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Other
Lot Area	24,529 sqft (0.563 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	965 PRIVATE RD
City	WINNETKA
State	IL
Zip	60093-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FENBROOK) A SUB OF LT3 IN SUB OF BLK11 EX E1.5ACS IN HUBBARD ESTATE SUB ALSO PT OF LT2 IN SUB OF LT1 IN BLK10 OF HUBBARD EST
Legal Range	13E
Legal Township	42N
Legal Section	17
Legal Subdivision	HUBBARD ESTATE SUB
Legal Block	10,11
Legal Lot Number	1-3
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1005
Census Tract	800400

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	965 PRIVATE RD, WINNETKA, IL 60093-1525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 23, 2020	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2010
Deed Sale	Jun 2, 2010
Prior Sale	Jun 2, 2010 · Amount on Record
Deed Document Number	201011049
Prior Transfer Date	May 12, 2005
Prior Transfer Doc	0000050185
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	965 PRIVATE RD, WINNETKA, IL 60093-1525
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035718114
Date	Dec 23, 2021
Instrument	2135718114

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4%
Index	1-Month LIBOR
Max Rate	7%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	965 PRIVATE RD, WINNETKA, IL 60093-1525
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013421052
Date	May 14, 2021
Instrument	2113421052

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.12%
Index	1-Month LIBOR
Max Rate	7.12%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	965 PRIVATE RD, WINNETKA, IL 60093-1525
Document Number	2028207167
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	965 PRIVATE RD WINNETKA IL 600931525, WINNETKA, IL 60093-1525

Mortgage

Document Number	2028207167
Date	Oct 8, 2020
Instrument	28207167

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$413,000 (+4.56%) Land $49,058 Building $363,942	$4,130,000 (+4.56%) Land $490,580 Building $3,639,420
2023	$73,964.00 (-13.45%)
2022	$85,463.00 Homeowner's exemption	$394,999 Land $53,963 Building $341,036	$3,949,990 Land $539,630 Building $3,410,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1980–2019)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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