Cecil County property record for 965 Pond Neck Rd, Earleville, MD 21919
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,360 sqft · built 1990 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Apr 2023) |
| Tax Bill | $3,246 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-058835 |
| Primary APN | 01-058835 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,360 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 68,389 sqft (1.57 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 058835 |
|---|---|
| Street Address | 965 POND NECK RD |
| City | EARLEVILLE |
| State | MD |
| Zip | 21919-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SAR |
| Legal Description | LOT 2 - 1.5726 ACRE 965 POND NECK ROAD W OF EARLEVILLE |
| Legal Subdivision | EARLEVILLE |
| Legal Lot Number | 2 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 30100 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 965 POND NECK RD, EARLEVILLE, MD 21919-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE |
| Aug 24, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on Record |
| Deed Sale | Apr 28, 2023 · Amount on Record |
| Prior Sale | Aug 24, 2022 · Amount on Record |
| Deed Book / Page | 5319 / 389 |
| Prior Transfer Date | Apr 1, 2021 |
| Prior Transfer Doc | 0052200379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 28, 2023 |
| Property Address | 965 POND NECK RD, EARLEVILLE, MD 21919-2315 |
| Document Number | 0053190389 |
| Book / Page | 5319 / 389 |
| Instrument Date | Apr 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | ARDENT TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 965 POND NECK RD, EARLEVILLE, MD 21919-2315 |
| Document Number | 0053190395 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 5319-0395 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Aug 24, 2022 |
| Property Address | 965 POND NECK RD, EARLEVILLE, MD 21919-2315 |
| Document Number | 0052200379 |
| Book / Page | 5220 / 379 |
| Instrument Date | Apr 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 965 POND NECK RD, EARLEVILLE, MD 21919-2315 |
| Document Number | 0005220385 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 5220-385 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jun 1, 2051 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,246.00 (+3.64%) Homeowner's exemption | $345,600 (+12.57%) | $384,200 (-) Land $107,400 Building $276,800 |
| 2025 | $3,132.00 (+37.97%) Homeowner's exemption | $307,000 (+16.49%) | $384,200 (+43.14%) Land $107,400 Building $276,800 |
| 2023 | $2,270.00 | $263,533 | $268,400 Land $107,400 Building $161,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
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