965 Osprey Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 965 Osprey Dr, Melbourne, FL 32940

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 2,325 sqft · built 1984
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2019)
Tax Bill	$3,205 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-36-14-08-3-54`

Property Details

APN / Parcel Number

Primary APN	`26-36-14-08-3-54`
Alternative APNs	`26-36-14-08-00003.0-0054.00` `2603992`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,325 sqft Living Area
Gross Area	3,003 sqft
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Flat
Roof Material	Concrete
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	105 ft deep x 30 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	462 sqft
Porch	Florida Room
Porch Area	216 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2603992
Street Address	965 OSPREY DR
City	MELBOURNE
State	FL
Zip	32940-7859
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	EAGLES LANDING AT SUNTREE, 2ND ADDN TO LOT 54 BLK 3
Legal Range	36E
Legal Township	26S
Legal Section	14
Legal Subdivision	EAGLES LANDING AT SUNTREE, 2ND ADDN TO
Legal Block	3
Legal Lot Number	54
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2000
Census Tract	64128

Owner

965 Osprey Dr, a townhouse, is owned and occupied by an individual who bought it in April 2019.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	965 OSPREY DR, MELBOURNE, FL 32940-7859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2019 · Amount on File
Deed Sale	Apr 25, 2019 · Amount on File
Prior Sale	Jul 8, 2014 · Amount on File
Deed Document Number	201986374
Deed Book / Page	8422 / 1423
Prior Transfer Date	Nov 29, 2006
Prior Transfer Doc	0057281222
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 25, 2019
Property Address	965 OSPREY DR, MELBOURNE, FL 32940-7859
Document Number	0084221423
Book / Page	8422 / 1423
Map Reference	MB 30 PG 1
Instrument Date	Apr 18, 2019
Instrument	2019086374
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ECHELON TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1763 SUN GAZER DR, 1763, ROCKLEDGE, FL 32955-6326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 OSPREY DR, MELBOURNE, FL 32940-7859

Mortgage

Document Number	2019086375
Date	Apr 25, 2019
Instrument	2019086375

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 965 Osprey Dr was $3,205 with a homeowner's exemption, up 8.8% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,670 (+2.7%)	$290,710 (-2.02%)
2025	$3,205.00 (+8.75%) Homeowner's exemption	$229,480	$296,710
2024	$2,947.00 (+1.97%)
2023	$2,890.00 (+7.36%) Homeowner's exemption	$216,530 (+3%)	$290,800 (+2.99%) Land $99,000 Building $191,800
2022	$2,692.00 Homeowner's exemption	$210,230	$282,350 Land $99,000 Building $183,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 965 Osprey Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 205 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	247 units insured incl. 42 condo units
Nearby Flood Claims	38 (1994–2025)
Claims Outside the SFHA	15 of 38
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Irma, Sep 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 Osprey Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20