965 Oak St, Syracuse, NE 68446 Property Records

Otoe County property record for 965 Oak St, Syracuse, NE 68446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 1996
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Feb 2005)
Tax Bill	$2,793 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001348500`

Property Details

APN / Parcel Number

Primary APN	`001348500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	1,430 sqft
Basement Area	1,340 sqft
Unfinished Basement	1,340 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	150 ft deep x 108 ft wide
Garage Type	Built-in
Garage Area	504 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Patio Area	240 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	965 OAK ST
City	SYRACUSE
State	NE
Zip	68446-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	TRACT B OF D & M SUBD OF LOTS 8-10 BLK 5 KNOLLS ADD TO SYRACUSE; MAP NUMBER: 3703-00-0-30750-005-0008
Legal Subdivision	KNOLL'S ADD TO SYRACUSE
Legal Tract	B
Legal Block	5
Legal Lot Number	8-10
Jurisdiction	OTOE NE
Township / Civil Division	SYRACUSE
Census Block Group	2
Census Block	2029
Census Tract	966700

Owner

Source: Otoe County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	965 OAK ST, SYRACUSE, NE 68446-9304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK OF NEBRASKA
May 12, 2008	Deed of Trust, Mortgage · Conventional Mortgage A C T FINANCIAL LLC
Jan 29, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WAHOO
Jul 25, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WAHOO
Feb 23, 2005	Warranty Deed, Transfer · ARM LONG BEACH MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2005 · Amount on Record
Deed Sale	Feb 23, 2005 · Amount on Record
Deed Document Number	2005573
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	965 OAK ST, SYRACUSE, NE 68446-9304
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000959
Date	Apr 29, 2020
Instrument	202000959

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank
Address	SYRACUSE, NE 68446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	965 OAK ST, SYRACUSE, NE 68446-9304
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200801355
Date	May 12, 2008
Instrument	200801355

Lender

Name	A C T FINANCIAL LLC
Type	Non-Lending Institution
Address	ELKHORN, NE 68022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2038

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	965 OAK ST, SYRACUSE, NE 68446-9304
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201300230
Date	Jan 29, 2013
Instrument	201300230

Lender

Name	FIRST NATIONAL BANK OF WAHOO
Address	SYRACUSE, NE 68446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	395 Months
Due	Dec 1, 2045

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	965 OAK ST, SYRACUSE, NE 68446-9304
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201301999
Date	Jul 25, 2013
Instrument	201301999

Lender

Name	FIRST NATIONAL BANK OF WAHOO
Address	SYRACUSE, NE 68446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Feb 23, 2005
Property Address	965 OAK ST, SYRACUSE, NE 68446-9304
Document Number	0200500573
Instrument Date	Feb 11, 2005
Instrument	200500573
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	00000

Mortgage

Document Number	0200500574
Date	Feb 23, 2005
Instrument	200500574

Lender

Name	LONG BEACH MORTGAGE CO
Type	Subprime Lender
Address	ANAHEIM, CA 92806

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.17%
Type Change Date	Mar 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.17%
Max Rate At Change	10.1%
Index	6-Month LIBOR
Max Rate	14.1%

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Syracuse City
Unified School District	Syracuse-Dunbar-Avoca Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,793.00 (-25.2%)	$224,030 (+15.84%) Land $20,250 Building $203,780	$224,030 (+15.84%) Land $20,250 Building $203,780
2023	$3,734.00	$193,400 Land $16,200 Building $177,200	$193,400 Land $16,200 Building $177,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SYRACUSE serves 1,962 people · EPA ID NE3113104
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pinpoint Communications Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications.

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