965 Oak Crest Dr, Gardner, KS 66030 Property Records

Johnson County property record for 965 Oak Crest Dr, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,603 sqft · built 2002
Lot Size	0.282 acres (12,294 sqft)
Owner	Company Name on Record
Last Sale	$167,000 (Apr 2017)
Tax Bill	$5,037 (2025)
Deeds & Mortgages	Mar 2005 Mortgage Apr 2009 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`CP13700004-0017`

Property Details

APN / Parcel Number

Primary APN	`CP13700004-0017`
Alternative APNs	`0461493003014017000` `R3415`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,603 sqft Living Area
Gross Area	3,067 sqft
1st Floor Area	1,303 sqft
Basement Area	1,288 sqft
Finished Basement	300 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,294 sqft (0.282 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R3415
Street Address	965 OAK CREST DR
City	GARDNER
State	KS
Zip	66030-9482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COTTAGE CREEK IV LT 17 BLK 4 GAC 310 4 17
Legal Subdivision	COTTAGE CREEK IV
Legal Block	4
Legal Lot Number	17
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1010
Census Tract	53705

Owner

Source: Johnson County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	965 OAK CREST DR, GARDNER, KS 66030-9482
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2005	Deed of Trust, Mortgage · ARM MICHIGAN FIDELITY ACCEPTANCE CORP
Apr 28, 2009	Deed of Trust, Mortgage BANK OF THE PRAIRIE
Jan 26, 2026	Warranty Deed, Transfer
Apr 7, 2017	Warranty Deed, Transfer FIRST OPTION BANK
Aug 5, 2011	Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC
Apr 9, 2008	Special Warranty Deed, Transfer
Jan 10, 2008	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	Aug 5, 2011 · Amount on Record
Deed Book / Page	201704 / 2239
Prior Transfer Date	Jun 20, 2003
Prior Transfer Doc	0003655009
Record Updated	Oct 29, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	965 OAK CREST DR, GARDNER, KS 66030-9482
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	HOMEC TITLE COMPANY, HOME TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200503/008402
Date	Mar 22, 2005
Book Page	200503/008402

Lender

Name	MICHIGAN FIDELITY ACCEPTANCE CORP
Type	Subprime Lender
Address	SOUTHFIELD, MI 48075

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.99%
Type Change Date	Apr 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.99%
Max Rate At Change	10.9%
Index	6-Month LIBOR
Max Rate	14.9%

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	965 OAK CREST DR, GARDNER, KS 66030-9482
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200904/009186
Date	Apr 28, 2009
Book Page	200904/009186

Lender

Name	BANK OF THE PRAIRIE
Address	OLATHE, KS 66062

Agreement

Amount	Amount Recorded

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jan 26, 2026
Property Address	965 OAK CREST DR, GARDNER, KS 66030-9482
Document Number	202601/4060
Book / Page	202601 / 4060
Instrument Date	Jan 7, 2026
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Apr 7, 2017
Property Address	965 OAK CREST DR, GARDNER, KS 66030-9482
Document Number	201704/002239
Book / Page	201704 / 002239
Instrument Date	Mar 30, 2017
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	KANSAS CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	965 OAK CREST DR, GARDNER, KS 66030-9482
Investor	Possibly a Property Investor

Mortgage

Document Number	201704/002241
Date	Apr 7, 2017
Book Page	201704/002241

Lender

Name	FIRST OPTION BANK
Type	Bank
Address	OSAWATOMIE, KS 66064

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Mar 30, 2037

August 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Aug 5, 2011
Property Address	965 OAK CREST DR, GARDNER, KS 66030-9482
Document Number	201108/002021
Book / Page	201108 / 002021
Instrument Date	Jul 29, 2011
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	965 OAK CREST DR, GARDNER, KS 66030-9482

Mortgage

Document Number	201108002023
Date	Aug 5, 2011
Instrument	201108/002023

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2041

April 2008: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Apr 9, 2008
Property Address	965 OAK CREST DR, GARDNER, KS 66030-9482
Document Number	200804/002738
Book / Page	200804 / 002738
Instrument Date	Apr 2, 2008
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 S 6TH ST, MINNEAPOLIS, MN 55402-1403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18025 W 182ND ST, OLATHE, KS 66062-8926
Investor	Possibly a Property Investor

January 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	JOHNSON KS
Recording Date	Jan 10, 2008
Property Address	965 OAK CREST DR, GARDNER, KS 66030-9482
Document Number	200801/002493
Book / Page	200801 / 002493
Instrument Date	Jan 3, 2008
Transaction Type	Foreclosure
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,037.00 (+2.84%)	$41,354 (+3.63%) Land $7,221 Building $34,133	$359,600 (+3.63%) Land $62,790 Building $296,810
2024	$4,898.00 (+10.22%)	$39,905 (+13.06%) Land $7,221 Building $32,684	$347,000 (+13.07%) Land $62,790 Building $284,210
2023	$4,444.00 (+8.18%)	$35,294 (+9.33%) Land $6,570 Building $28,724	$306,900 (+9.33%) Land $57,130 Building $249,770
2022	$4,108.00	$32,281 Land $5,765 Building $26,516	$280,700 Land $50,130 Building $230,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.4% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, GoBrolly, Mercury Fiber, T-Mobile, Verizon.

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