965 N Main St, Brewer, ME 04412 Property Records

Penobscot County and Brewer City property record for 965 N Main St, Brewer, ME 04412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	Trust Name on File
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Oct 2021 Refinance Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BRER M:18 L:21-A`

Property Details

APN / Parcel Number

Primary APN	`BRER M:18 L:21-A`
Alternative APNs	`BRER M:18 L:21 U:A` `M:0018 L:021000A` `18-021-A` `2411018` `2612450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,788 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2612450
Street Address	965 N MAIN ST
City	BREWER
State	ME
Zip	04412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Lot Number	21
Jurisdiction	BREWER ME
Township / Civil Division	BREWER
Census Block Group	2
Census Block	2007
Census Tract	4300

Owner

965 N Main St, a single family home, is held in a trust.

Source: Penobscot County and Brewer City records, as of July 30, 2026

Owner of Record	Trust Name on File
Mailing Address	968 N MAIN ST, BREWER, ME 04412-1226
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 8, 2019	Deed of Trust, Mortgage QUICKEN LNS
Oct 6, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Property Address	965 N MAIN ST, BREWER, ME 04412
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162390048
Date	Oct 20, 2021
Book Page	16239/48
Instrument	35901

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Property Address	965 N MAIN ST, BREWER, ME 04412
Document Number	0153540211
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 N MAIN ST BREWER ME 04412, BREWER, ME 04412

Mortgage

Document Number	0153540211
Date	Nov 18, 2019
Book Page	015354/000211
Instrument	35167

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Property Address	965 N MAIN ST, BREWER, ME 04412
Document Number	0146380161
Book / Page	014638 / 000161
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 N MAIN ST BREWER ME 04412, BREWER, ME 04412

Mortgage

Document Number	0146380161
Date	Oct 16, 2017
Book Page	014638/000161
Instrument	32006

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 965 N Main St was $4,255, up 0.8% from the year before.

Source: Penobscot County and Brewer City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Brewer City
Unified School District	Brewer (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,255.00 (+0.78%)	$276,300 (+23.02%) Land $30,800 Building $245,500
2024	$4,222.00 (+3.89%)	$224,600 (+11.08%) Land $30,800 Building $193,800
2023	$4,064.00	$202,200 Land $29,600 Building $172,600	$294,500
2021	$3,916.00	$175,600 Land $28,500 Building $147,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 965 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWER WATER DEPARTMENT serves 8,860 people · EPA ID ME0090220
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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