Polk County property record for 965 N 11th St, Eagle Lake, FL 33839
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1982 |
| Lot Size | 0.177 acres (7,714 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Jun 2019) |
| Tax Bill | $2,029 (2025) |
| Deeds & Mortgages | Jun 2019 Sale Nov 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-07-684510-001240 |
| Primary APN | 26-29-07-684510-001240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,480 sqft |
| 1st Floor Area | 1,144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,714 sqft (0.177 acres) |
| Lot Dimensions | 100 ft deep x 77 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 64 sqft |
| Patio Area | 192 sqft |
| Street Address | 965 N 11TH ST |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE MC LEOD HILLS PB 58 PG 15 BLK A LOT 24 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | LAKE MCLEOD HILLS |
| Legal Tract | 684510 |
| Legal Block | A |
| Legal Lot Number | 24 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 14600 |
965 N 11th St is owned and occupied by two individuals who bought it in June 2019.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 965 N 11TH ST, EAGLE LAKE, FL 33839-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2019 | Warranty Deed, Transfer EXECUTIVE TITLE/CTRL FL INC |
| Nov 22, 2017 | Warranty Deed, Transfer NTFN |
| Mar 9, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on File |
| Deed Sale | Jun 20, 2019 · Amount on File |
| Prior Sale | Nov 22, 2017 · Amount on File |
| Deed Document Number | 2019128432 |
| Deed Book / Page | 10881 / 713 |
| Prior Transfer Date | Mar 2, 2017 |
| Prior Transfer Doc | 0000046116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 20, 2019 |
| Property Address | 965 N 11TH ST, EAGLE LAKE, FL 33839-3039 |
| Document Number | 0108810713 |
| Book / Page | 010881 / 000713 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 128432 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | EXECUTIVE TITLE/CTRL FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $980.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1616 PERDIDO CT KISSIMMEE FL 347594804, KISSIMMEE, FL 34759-4804 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 22, 2017 |
| Property Address | 965 N 11TH ST, EAGLE LAKE, FL 33839-3039 |
| Document Number | 0103212062 |
| Book / Page | 010321 / 002062 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 225045 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | HOME SOLUTION TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $847.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3945 CYPRESS LNDG W WINTER HAVEN FL 338842414, WINTER HAVEN, FL 33884-2414 |
| Document Number | 103212064 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 010321/002064 |
| Instrument | 225046 |
| Name | NTFN |
|---|---|
| Address | LEWISVILLE, TX 75067 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 9, 2017 |
| Property Address | 965 N 11TH ST, EAGLE LAKE, FL 33839-3039 |
| Document Number | 0100861221 |
| Book / Page | 010086 / 001221 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 46116 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 13028 S VILLAGE SQUARE RD SE HUNTSVILLE AL 358033835, HUNTSVILLE, AL 35803-3835 |
The 2025 property tax bill for 965 N 11th St was $2,029 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,488 (+2.7%) | $171,577 (-7.38%) Land $29,000 Building $142,577 | |
| 2025 | $2,029.00 Homeowner's exemption | $146,532 | $185,255 Land $29,000 Building $156,255 |
| 2023 | $2,163.00 (+3.79%) Homeowner's exemption | $138,254 (+3%) | $183,388 (+6.53%) Land $28,000 Building $155,388 |
| 2022 | $2,084.00 Homeowner's exemption | $134,227 | $172,154 Land $23,000 Building $149,154 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 965 N 11th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 N 11th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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