Sonoma County property record for 965 Middle Rincon Rd, Santa Rosa, CA 95409 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 912 sqft · built 1950 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $480,000 (Jun 2019) |
| Tax Bill | $8,441 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2019 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 182-120-038-000 |
| Primary APN | 182-120-038-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,100 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Old Parcel Number | 182-120-038 |
|---|---|
| Street Address | 965 MIDDLE RINCON RD |
| City | SANTA ROSA |
| State | CA |
| Zip | 95409-2684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REMAP FROM 030-200-022-000 - 08/11/98 |
| Legal Block | 2 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | SANTA ROSA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 152205 |
Source: Sonoma County records · APN 182-120-038-000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 965 MIDDLE RINCON RD, SANTA ROSA, CA 95409-2684 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 09, 2019 | Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Aug 19, 2020 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Apr 06, 2020 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Oct 28, 2020 | Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK |
| Jun 18, 2019 | Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on Record |
| Deed Sale | Jun 18, 2019 · Amount on Record |
| Deed Document Number | 201940983 |
| Last Transfer Date | Sep 18, 2024 |
| Transfer Doc | 0000043141 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 965 MIDDLE RINCON RD, SANTA ROSA, CA 95409-2684 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 965 MIDDLE RINCON RD, SANTA ROSA, CA 95409-2684 |
| Document Number | 0000004606 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022004606 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 965 MIDDLE RINCON RD, SANTA ROSA, CA 95409-2684 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIDELITY NATL TTL SONAMA NAP |
| Name | Verified Name |
|---|
| Document Number | 0000047031 |
|---|---|
| Date | Jul 09, 2019 |
| Instrument | 2019047031 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 965 MIDDLE RINCON RD, SANTA ROSA, CA 95409-2684 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 965 MIDDLE RINCON RD, KENWOOD, CA 95409-2684 |
| Document Number | 0000107564 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020107564 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 965 MIDDLE RINCON RD, SANTA ROSA, CA 95409-2684 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMER TTL SANTA ROSA |
| Name | Verified Name |
|---|
| Document Number | 0000070723 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020070723 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 965 MIDDLE RINCON RD, SANTA ROSA, CA 95409-2684 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025714 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | 2020025714 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 965 MIDDLE RINCON RD, SANTA ROSA, CA 95409-2684 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000070722 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020070722 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 965 MIDDLE RINCON RD, SANTA ROSA, CA 95409-2684 |
| Document Number | 0000107563 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 965 MIDDLE RINCON RD SANTA ROSA CA 954092684, SANTA ROSA, CA 95409-2684 |
| Document Number | 0000107563 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 107563 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97258 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jun 18, 2019 |
| Property Address | 965 MIDDLE RINCON RD, SANTA ROSA, CA 95409-2684 |
| Document Number | 0000040983 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 2019040983 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 965 MIDDLE RINCON RD, SANTA ROSA, CA 95409-2684 |
| Document Number | 0000040984 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 2019040984 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Santa Rosa City |
| Elementary School District | Rincon Valley Union Elementary School District (KG - 06) |
| Secondary School District | Santa Rosa High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,441.00 (+5.46%) | $716,402 (+4.04%) Land $256,567 Building $459,835 |
| 2023 | $8,004.00 (+4.26%) | $688,585 Land $246,605 Building $441,980 |
| 2022 | $7,677.00 |
Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971522052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Sonic Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.
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