Hampden County and Chicopee City property record for 965 McKinstry Ave, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,164 sqft · built 1948 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Apr 2019) |
| Tax Bill | $3,970 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 394-00007 |
| Primary APN | 394-00007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| Gross Area | 3,653 sqft |
| 1st Floor Area | 1,164 sqft |
| Attic | Attic |
| Attic Area | 1,116 sqft |
| Basement Area | 1,164 sqft |
| Unfinished Basement | 1,164 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 394-00007 |
|---|---|
| Street Address | 965 MCKINSTRY AVE |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 811200 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 965 MCKINSTRY AVE, CHICOPEE, MA 01020-1517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Dec 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 30, 2019 | Quit Claim Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Prior Sale | Jul 18, 2014 · Amount on Record |
| Deed Document Number | 201922270 |
| Deed Book / Page | 22647 / 227 |
| Prior Transfer Date | Apr 16, 2019 |
| Prior Transfer Doc | 22647-227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Sep 14, 2026 |
| Property Address | 965 MCKINSTRY AVE, CHICOPEE, MA 01020-1517 |
| Document Number | 0000044748 |
| Book / Page | 26507 / 406 |
| Instrument Date | Sep 5, 2026 |
| Instrument | 202644748 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 965 MCKINSTRY AVE, CHICOPEE, MA 01020-1517 |
| Document Number | 0000044748, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 26507/406 |
| Instrument | 202644748 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 289 Months |
| Due | Oct 1, 2050 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 965 MCKINSTRY AVE, CHICOPEE, MA 01020-1517 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024847-385 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 24847/385 |
| Instrument | 74129 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 965 MCKINSTRY AVE, CHICOPEE, MA 01020-1517 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 023332-158 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 23332/158 |
| Instrument | 40515 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Apr 30, 2019 |
| Property Address | 965 MCKINSTRY AVE, CHICOPEE, MA 01020-1517 |
| Document Number | 22647-227 |
| Book / Page | 22647 / 227 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 22270 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 965 MCKINSTRY AVE, CHICOPEE, MA 01020-1517 |
| Document Number | 22271 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 22271 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,970.00 (+5.75%) | $260,500 (+5.21%) Land $121,000 Building $139,500 | $292,269 (+4.93%) |
| 2025 | $3,754.00 (+5.36%) | $247,600 (+2.57%) Land $110,800 Building $136,800 | $278,540 |
| 2024 | $3,563.00 (+6.71%) | $241,400 (+9.53%) Land $108,600 Building $132,800 | |
| 2023 | $3,339.00 | $220,400 Land $98,700 Building $121,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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