965 Main St, Kingston, NY 12401 Property Records

Ulster County and Ulster Town property record for 965 Main St, Kingston, NY 12401 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,012 sqft · built 1922
Lot Size	1.76 acres (77,041 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jul 2019)
Tax Bill	$5,527 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`515400 48.12-1-10`

Property Details

APN / Parcel Number

Primary APN	`515400 48.12-1-10`
Alternative APN	`105659.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	803 sqft
Upper Floors Area	209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	77,041 sqft (1.76 acres)
Lot Dimensions	282 ft deep x 273 ft wide

Exterior Amenities

Porch	Slab
Porch Area	169 sqft
Patio Area	440 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	105659.000
Street Address	965 MAIN ST
City	KINGSTON
State	NY
Zip	12401-7329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	ULSTER NY
Township / Civil Division	ULSTER
Census Block Group	1
Census Block	1013
Census Tract	951400

Owner

Source: Ulster County and Ulster Town records · APN 515400 48.12-1-10

Assessment roll updated April 20, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	965 MAIN ST, KINGSTON, NY 12401-7329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage VELOCITY COM'L CAP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Nov 20, 2015 · Amount on Record
Deed Document Number	20198692
Deed Book / Page	6456 / 272
Record Updated	Jun 08, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jul 12, 2019
Property Address	965 MAIN ST, KINGSTON, NY 12401-7329
Document Number	0000008692
Book / Page	6456 / 272
Instrument Date	Jul 08, 2019
Instrument	2019-8692
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 SKYTOP DR APT 1, 1, KINGSTON, NY 12401-7419

Mortgage

Document Number	0000008693
Date	Jul 12, 2019
Instrument	2019-8693

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000008692
Date	Jul 12, 2019
Book Page	6456/272
Instrument	2019-8692

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	965 MAIN ST, KINGSTON, NY 12401-7329
Document Number	0000010785
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	HARDENBURGH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	945 MAIN ST KINGSTON NY 12401, KINGSTON, NY 12401

Mortgage

Document Number	0000010785
Date	Aug 06, 2018
Book Page	011618/000183
Instrument	10785

Lender

Name	VELOCITY COM'L CAP
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ulster County and Ulster Town records · Assessment roll updated April 20, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Ulster Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,527.00 (+85.78%)	$162,500 (-) Land $33,200 Building $129,300	$396,341 (+21.95%) Land $80,976 Building $315,365
2023		$162,500 (-) Land $33,200 Building $129,300	$325,000 (+1%) Land $66,400 Building $258,600
2022		$162,500 Land $33,200 Building $129,300	$295,455 Land $60,364 Building $235,091
2021	$2,975.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ulster County (36111C), updated April 5, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361119514001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1992–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012, river or lake flooding, Hurricane Sandy
Claims By Storm	Hurricane Sandy, Oct 2012 · 2 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 9% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Archtop Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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