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965 Main St, Dunkirk, NY 14048 Property Records

Chautauqua County and Hanover Town property record for 965 Main St, Dunkirk, NY 14048 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,810 sqft · built 2018
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Tax Bill$8,754 (2025)
Deeds & MortgagesMay 2019 Refinance
Nov 2024 Sale
APN064689 32.08-6-56

Property Details

APN / Parcel Number

Primary APN064689 32.08-6-56
Alternative APN
  • 46890320080006056000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,810 sqft Living Area
1st Floor Area1,810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area279 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address965 MAIN ST
CityDUNKIRK
StateNY
Zip14048-3505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block6
Legal Lot Number56.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4025
Census Tract35100

Owner

Source: Chautauqua County and Hanover Town records · APN 064689 32.08-6-56

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3712 E AUSTIN DR, GILBERT, AZ 85296-0700
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRPORT SAVINGS BANK
Nov 08, 2024Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address965 MAIN ST, DUNKIRK, NY 14048-3505
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2019002165
DateMay 16, 2019
InstrumentMT2019002165
Lender
NameFAIRPORT SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateNov 08, 2024
Property Address965 MAIN ST, DUNKIRK, NY 14048-3505
Document NumberDE2024006856
Instrument DateOct 04, 2024
InstrumentDE2024006856
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3712 E AUSTIN DR, GILBERT, AZ 85296-0700

Tax Assessment & Valuation

Source: Chautauqua County and Hanover Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionHanover Town
Unified School DistrictSilver Creek Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,754.00$215,000 (-) Land $27,520 Building $187,480$447,917 (+20.83%) Land $57,333 Building $390,584
2023$215,000 Land $27,520 Building $187,480$370,690 Land $47,448 Building $323,242

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360130351004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 100 individual NFIP policies nearby
Nearby Flood Policies100 in force
Nearby Flood Claims1,220 (1978–2021)
Claims Outside the SFHA57 of 1,220
Most Recent ClaimDec 2021, river or lake flooding
Claims By Storm
  • Severe Storms And Flooding, Aug 2009 · 12 claims

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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