965 Main St, Dubuque, IA 52001 Property Records

Dubuque County property record for 965 Main St, Dubuque, IA 52001

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,737 sqft · built 1900
Owner	2 Individual Names on Record
Tax Bill	$5,096 (2024)
Flood Zone	Zone X (minimal risk)
APN	`10-24-463-901`

Property Details

APN / Parcel Number

Primary APN	`10-24-463-901`

Interior

Stories	2 Stories
Building Area	3,737 sqft Gross Area
1st Floor Area	1,437 sqft
Basement Area	1,437 sqft

Exterior

Year Built	Built 1900
Exterior Material	Brick
Roof Material	Urethane Foam
Porch	Porch

Location & Zoning

Street Address	965 MAIN ST
City	DUBUQUE
State	IA
Zip	52001-6710
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CI
Legal Description	S 1/2 OF CITY LOT 47
Legal Lot Number	47
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3036
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Upper Iowa Street Historic District listed 2015 · 8 contributing resources · NRIS 15000724

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	290 MAIN ST, DUBUQUE, IA 52001-6942
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$344,800 (+11.62%) Building $344,800	$344,800 (+11.62%) Building $344,800
2024	$5,096.00 (+25.27%)
2023		$308,900 (+31.78%) Building $308,900	$308,900 (+31.78%) Building $308,900
2022	$4,068.00	$234,400 Building $234,400
2021			$234,400 Building $234,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.