965 Main St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 965 Main St, Cotuit, MA 02635 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,404 sqft · built 1875
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,764 (2025)
Flood Zone	Zone X (minimal risk)
APN	`COTU M:035 L:009`

Property Details

APN / Parcel Number

Primary APN	`COTU M:035 L:009`
Alternative APN	`20444`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
Gross Area	3,402 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20444
Street Address	965 MAIN ST
City	COTUIT
State	MA
Zip	02635-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	9
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1034
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:035 L:009

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	965 MAIN ST, COTUIT, MA 02635-3235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,764.00 (+7.82%)	$1,169,300 (+1.74%) Land $848,200 Building $321,100	$2,201,435
2024	$9,056.00 (+12.73%)	$1,149,300 (+19.76%) Land $848,200 Building $301,100
2023	$8,033.00	$959,700 Land $701,000 Building $258,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Nearby Flood Policies	32 in force 12 of 32 on primary residences
Nearby Flood Claims	9 (1990–2023)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2023, rainfall accumulation
Flood Events	Hurricane Bob (Aug 1991), 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Cotuit Historic District listed 1987 · 106 contributing resources · NRIS 87000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.