965 Madison St NE, Salem, OR 97301 Property Records

Marion County property record for 965 Madison St NE, Salem, OR 97301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,958 sqft · built 1925
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Nov 2022)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`073W23BA00700`

Property Details

APN / Parcel Number

Primary APN	`073W23BA00700`
Alternative APN	`577392`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,958 sqft Living Area
1st Floor Area	1,958 sqft
Basement Area	979 sqft
Finished Basement	979 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1974
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Driveway	Driveway
Driveway Area	455 sqft
Fence	Other
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	577392
Street Address	965 MADISON ST NE
City	SALEM
State	OR
Zip	97301-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	HIGHWAY ADDITION TO SALEM BLOCK 3 LOT 10 ACRES .09
Legal Range	03W
Legal Township	07S
Legal Section	23
Legal Subdivision	HIGHWAY ADDITION TO SALEM
Legal Block	3
Legal Lot Number	10
Jurisdiction	MARION OR
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1021
Census Tract	300

Owner

965 Madison St NE is owned and occupied by two individuals who bought it in November 2022.

Source: Marion County records, as of May 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	965 MADISON ST NE, SALEM, OR 97301-7803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 4, 2022	Warranty Deed, Transfer · FHA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MTG
Aug 21, 2019	Quit Claim Deed, Mortgage · Conventional with PMI ACADEMY MTG
Jan 13, 2017	Deed of Trust, Mortgage · Conventional with PMI JAMES M BECHTEL
Jan 9, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Jan 9, 2017 · Amount on File
Deed Document Number	202244578
Deed Book / Page	4669 / 443
Prior Transfer Date	Aug 16, 2019
Prior Transfer Doc	0000039040
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	965 MADISON ST NE, SALEM, OR 97301-7803
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 MADISON ST NE, SALEM, OR 97301-7803

Mortgage

Document Number	0202411318
Date	Apr 17, 2024
Instrument	2024-11318

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OR
Recording Date	Nov 4, 2022
Property Address	965 MADISON ST NE, SALEM, OR 97301-7803
Document Number	0046690443
Book / Page	4669 / 443
Instrument Date	Nov 3, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	965 MADISON ST NE, SALEM, OR 97301-7803

Mortgage

Document Number	0046690444
Date	Nov 4, 2022
Instrument	4669-0444

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	965 MADISON ST NE, SALEM, OR 97301-7803
Document Number	0000017306
Instrument Date	Mar 15, 2021
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	965 MADISON ST NE SALEM OR 973017803, SALEM, OR 97301-7803

Mortgage

Document Number	0000017306
Date	Mar 19, 2021
Book Page	004465/000129
Instrument	17306

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2051

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MARION OR
Recording Date	Aug 21, 2019
Property Address	965 MADISON ST NE, SALEM, OR 97301-7803
Document Number	0000039040
Book / Page	004233 / 000002
Instrument Date	Aug 16, 2019
Instrument	39040
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	965 MADISON ST NE SALEM OR 973017803, SALEM, OR 97301-7803

Mortgage

Document Number	39041
Date	Aug 21, 2019
Book Page	004233/000003
Instrument	39041

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	965 MADISON ST NE, SALEM, OR 97301-7803
Document Number	0000001732
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 MADISON ST NE SALEM OR 973017803, SALEM, OR 97301-7803

Mortgage

Document Number	0000001732
Date	Jan 13, 2017
Book Page	003900/000165
Instrument	1732

Lender

Name	JAMES M BECHTEL
Address	1163 CAYUSE CIR SE, SALEM, OR 97306-1385

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Jan 12, 2022

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARION OR
Recording Date	Jan 9, 2017
Property Address	965 MADISON ST NE, SALEM, OR 97301-7803
Document Number	0000001104
Book / Page	003899 / 000037
Instrument Date	Jan 6, 2017
Instrument	1104
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 MADISON ST NE SALEM OR 973017803, SALEM, OR 97301-7803

Tax Assessment & Valuation

The 2025 property tax bill for 965 Madison St NE was $3,227, up 7.7% from the year before.

Source: Marion County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Marion County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,227.00 (+7.75%)	$157,110 (+3%)	$346,360 (+3.69%) Land $137,040 Building $209,320
2024	$2,995.00 (+3.06%)	$152,540 (+3%)	$334,030 (+0.06%) Land $123,000 Building $211,030
2023	$2,906.00 (+2.87%)	$148,100 (+3%)	$333,820 (+0.65%) Land $123,000 Building $210,820
2022	$2,825.00	$143,790	$331,680 Land $123,000 Building $208,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 965 Madison St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 Madison St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber · Fixed Wireless in parts of the area	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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