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965 Lost Xing, Cincinnati, OH 45231 Property Records

Hamilton County property record for 965 Lost Xing, Cincinnati, OH 45231

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,986 sqft · built 2007
OwnerIndividual Name on File
Last Sale$151,750 (Jan 2018)
Tax Bill$4,935 (2025)
Deeds & MortgagesJan 2019 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN590-0230-0785-00

Property Details

APN / Parcel Number

Primary APN590-0230-0785-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,986 sqft Living Area
1st Floor Area1,986 sqft

Exterior

Year BuiltBuilt 2007
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Garage TypeAttached
Garage Area210 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address965 LOST XING
CityCINCINNATI
StateOH
Zip45231-3858
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 2-C 1.6922%BRIDGECREEKCONDOMINIUMPHASE 8
Legal SubdivisionBRIDGECREEK CONDOS PH VIII
Legal Phase8
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2004
Census Tract22101

Owner

Source: Hamilton County assessment roll, APN 590-0230-0785-00, as of March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address965 LOST XING, CINCINNATI, OH 45231-3858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Jan 18, 2018Warranty Deed, Transfer · ARM
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 18, 2018 · Amount on Record
Deed SaleJan 18, 2018 · Amount on Record
Prior SaleSep 22, 2016
Deed Document Number18-0004870
Record UpdatedJun 08, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address965 LOST XING, CINCINNATI, OH 45231-3858
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005843
DateJan 23, 2019
Book Page13839/00504
Instrument2019-0005843
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 18, 2018
Property Address965 LOST XING, CINCINNATI, OH 45231-3858
Document Number0000004870
Map ReferenceMB 412 PG 64
Instrument DateJan 02, 2018
Instrument18-0004870
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyOLD TOWN TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$454.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 LOST XING, CINCINNATI, OH 45231-3858

Mortgage

Document Number0000004871
DateJan 18, 2018
Instrument18-0004871
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate9.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll as of March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,935.00 (+2.68%)$73,451 (-) Land $10,500 Building $62,951
2024$4,806.00 (+4.14%)$73,451 (-) Land $10,500 Building $62,951
2023$4,615.00 (+3.61%)$73,451 (+38.29%) Land $10,500 Building $62,951$209,860 (+38.29%) Land $30,000 Building $179,860
2022$4,454.00 Homeowner's exemption$53,113 Land $5,250 Building $47,863
2020$151,750 Land $15,000 Building $136,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 252 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Lost Xing

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