965 Lawson Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 965 Lawson Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1940
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2024)
Tax Bill	$3,234 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-24-0140`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-24-0140`
Alternative APNs	`8268160` `304338`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	304338
Street Address	965 LAWSON AVE E
City	SAINT PAUL
State	MN
Zip	55106-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORESTDALE ADDITION LOT 22 BLK 2
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	FORESTDALE ADDITION
Legal Block	2
Legal Lot Number	22
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3006
Census Tract	31600

Owner

965 Lawson Ave E is owned and occupied by two individuals who bought it in May 2024.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	965 LAWNVIEW AVE, SAINT PAUL, MN 55126-9110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 21, 2023	Affidavit of Death of Joint Tenant, Transfer
Jul 10, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2024 · Amount on File
Deed Sale	May 14, 2024 · Amount on File
Prior Sale	Sep 26, 2023 · Amount on File
Deed Document Number	20245025317
Prior Transfer Date	Jul 21, 2023
Prior Transfer Doc	0002757841
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 26, 2023
Property Address	965 LAWSON AVE E, SAINT PAUL, MN 55106-3221
Document Number	0T02761647
Instrument Date	Sep 20, 2023
Instrument	T02761647
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 LAWSON AVE E, SAINT PAUL, MN 55106-3221

Mortgage

Document Number	0T02761648
Date	Sep 26, 2023
Instrument	T02761648

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RAMSEY MN
Recording Date	Jul 21, 2023
Property Address	965 LAWSON AVE E, SAINT PAUL, MN 55106-3221
Document Number	0T02757841
Instrument Date	Jul 17, 2023
Instrument	T02757841
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4892 HILLVALE AVE N, SAINT PAUL, MN 55128-2237

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RAMSEY MN
Recording Date	Jul 10, 2018
Property Address	965 LAWSON AVE E, SAINT PAUL, MN 55106-3221
Document Number	0002618311
Instrument Date	Jul 6, 2018
Instrument	2618311
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 LAWSON AVE E ST PAUL MN 551063221, ST PAUL, MN 55106-3221

Tax Assessment & Valuation

The 2025 property tax bill for 965 Lawson Ave E was $3,234 with a homeowner's exemption, up 14% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,200 (-2.28%) Land $25,000 Building $189,200	$214,200 (-2.28%) Land $25,000 Building $189,200
2025	$3,234.00 (+13.95%) Homeowner's exemption	$219,200 Land $25,000 Building $194,200	$219,200 Land $25,000 Building $194,200
2024	$2,838.00 (-7.01%)
2023	$3,052.00 Homeowner's exemption	$194,900 Land $20,000 Building $174,900	$194,900 Land $20,000 Building $174,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 965 Lawson Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 965 Lawson Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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