State of Hawaii and Honolulu County property record for 965 Koae St, Honolulu, HI 96816
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,702 sqft · built 1956 |
| Lot Size | 0.185 acres (8,078 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,750,000 (Dec 2015) |
| Tax Bill | $9,297 (2026) |
| Deeds & Mortgages | Jan 2019 Line of Credit Jul 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-3-5-028-044 |
| Primary APN | 1-3-5-028-044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,702 sqft Living Area |
| 1st Floor Area | 2,562 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,078 sqft (0.185 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 480 sqft |
| Cooling System | Central |
|---|
| Street Address | 965 KOAE ST |
|---|---|
| City | HONOLULU |
| State | HI |
| Zip | 96816-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U/04/00 |
| Legal Description | LOT 15 BLK 13 WAIALAE-KAHALA NEIGHBORHOOD SUBD TRACT E FP 523 8,078 SF SUBJ/E F FOR UTILITY FP 523 |
| Legal Subdivision | WAIALAE-KAHALA NEIGHBORHOOD SUBD |
| Legal Tract | E |
| Legal Block | 13 |
| Legal Lot Number | 15 |
| Jurisdiction | HONOLULU HI |
| Township / Civil Division | HONOLULU |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 500 |
Source: State of Hawaii and Honolulu County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 965 KOAE ST, HONOLULU, HI 96816-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 3, 2019 | Deed of Trust, Mortgage · Line of Credit AMERICAN SAVINGS BANK FSB |
| Jul 29, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 29, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2015 · Amount on Record |
| Deed Sale | Dec 29, 2015 · Amount on Record |
| Prior Sale | Jan 19, 2007 · Amount on Record |
| Deed Document Number | 2015-A58410012 |
| Last Transfer Date | Jul 15, 2019 |
| Transfer Doc | 0A71490562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HONOLULU HI |
| Property Address | 965 KOAE ST, HONOLULU, HI 96816-5004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A69420214 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | A-69420214 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96813 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | Jul 29, 2019 |
| Property Address | 965 KOAE ST, HONOLULU, HI 96816-5004 |
| Document Number | 0A71490562 |
| Instrument Date | Jul 15, 2019 |
| Instrument | A71490562 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 965 KOAE ST HONOLULU HI 968165004, HONOLULU, HI 96816-5004 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | Jul 29, 2019 |
| Property Address | 965 KOAE ST, HONOLULU, HI 96816-5004 |
| Document Number | 0A71490563 |
| Instrument Date | Jul 15, 2019 |
| Instrument | A71490563 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 965 KOAE ST HONOLULU HI 968165004, HONOLULU, HI 96816-5004 |
Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Honolulu County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,297.00 Homeowner's exemption | $2,461,000 (-11.36%) Land $1,778,500 Building $682,500 | $2,461,000 (-11.36%) Land $1,778,500 Building $682,500 |
| 2025 | $9,297.00 (+8.71%) Homeowner's exemption | $2,776,300 (+8.29%) Land $1,778,500 Building $997,800 | $2,776,300 (+8.29%) Land $1,778,500 Building $997,800 |
| 2024 | $8,552.00 (+2.75%) | $2,563,700 (+3.45%) Land $1,778,500 Building $785,200 | $2,563,700 (+3.45%) Land $1,778,500 Building $785,200 |
| 2023 | $8,323.00 (+0.77%) | $2,478,100 Land $1,740,700 Building $737,400 | $2,478,100 Land $1,740,700 Building $737,400 |
| 2022 | $8,259.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 123 units insured incl. 88 condo units |
| Nearby Flood Claims | 9 (1992–2021) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Dec 2021 · Severe Storms, Flooding, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 90% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HNL-WINDWARD-PEARL HARBOR serves 631,389 people · EPA ID HI0000331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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