Kane County property record for 965 Kendall St, Elburn, IL 60119
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,088 sqft |
| Lot Size | 0.267 acres (11,629 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,000 (Mar 2004) |
| Tax Bill | $8,823 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-08-205-001 |
| Primary APN | 11-08-205-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Basement Area | 856 sqft |
| Architectural Style | Colonial |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,629 sqft (0.267 acres) |
| View / Lot | Corner |
| Garage Area | 652 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 965 KENDALL ST |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-9439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLACKBERRY CREEK SUBDIVISION UNIT NO 3 LOT 82 |
| Legal Subdivision | BLACKBERRY CREEK SUB |
| Legal Block | 2 |
| Legal Lot Number | 82 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 854507 |
965 Kendall St is owned and occupied by two individuals who acquired it in January 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 965 KENDALL ST, ELBURN, IL 60119-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2017 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2004 · Amount on File |
| Deed Sale | Mar 26, 2004 · Amount on File |
| Deed Document Number | 200437106 |
| Last Transfer Date | Jan 7, 2021 |
| Transfer Doc | 0000010569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 965 KENDALL ST, ELBURN, IL 60119-9439 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000053065 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 2017K053065 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 965 KENDALL ST, ELBURN, IL 60119-9439 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000002849 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2020K002849 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 9, 2021 |
| Property Address | 965 KENDALL ST, ELBURN, IL 60119-9439 |
| Document Number | 0000010569 |
| Map Reference | DOC 2003K075782 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 2021K010569 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 965 KENDALL ST, ELBURN, IL 60119-9439 |
| Document Number | 0000010570 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021K010570 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
The 2025 property tax bill for 965 Kendall St was $8,823 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,823.00 Homeowner's exemption | $116,401 (+8.89%) Land $18,690 Building $97,711 | $349,343 (+8.89%) Land $56,092 Building $293,250 |
| 2024 | $106,898 Land $17,164 Building $89,734 | $320,822 Land $51,513 Building $269,310 | |
| 2022 | $7,791.00 (+4.89%) Homeowner's exemption | $87,914 (+4.48%) Land $14,217 Building $73,697 | $263,742 (+4.48%) Land $42,651 Building $221,091 |
| 2021 | $7,428.00 Homeowner's exemption | $84,144 Land $13,607 Building $70,537 | $252,432 Land $40,821 Building $211,611 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 965 Kendall St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 965 Kendall St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBURN serves 6,559 people · EPA ID IL0890300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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