965 Keen Rd, Frostproof, FL 33843 Property Records

Polk County property record for 965 Keen Rd, Frostproof, FL 33843 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,856 sqft · built 1995
Lot Size	3.32 acres (144,998 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Feb 2023)
Tax Bill	$3,659 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`27-31-24-000000-044140`

Property Details

APN / Parcel Number

Primary APN	`27-31-24-000000-044140`
Alternative APNs	`243127000000044140` `43127000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,856 sqft Living Area
1st Floor Area	953 sqft
Upper Floors Area	903 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gambrel
Roof Material	Other
Lot Area	144,998 sqft
Lot Dimensions	400 ft deep x 88 ft wide
View / Lot	Commercial/Industrial
Porch	Finished/Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	965 KEEN RD
City	FROSTPROOF
State	FL
Zip	33843-8143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 266 FT S OF NW COR OF SEC RUN N 40 DEG 45 MIN 28 SEC E 343.32 FT TO PT ON CURVE SELY ALONG CURVE 23.10 FT S 14 DEG 17 MIN 12 SEC W 423.29 FT W 136.13 FT N 01 DEG 22 MIN 56 SEC E 160 FT TO POB BEING BLK B LOT 2 OF UNREC CROOKED LAKE & BEG NW COR O
Legal Range	27E
Legal Township	31S
Legal Section	24
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	1
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	1
Census Block	1019
Census Tract	15404

Owner

Source: Polk County records · APN 27-31-24-000000-044140

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	965 KEEN RD, FROSTPROOF, FL 33843-8143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2023	Correction Deed ACCOMODATION, ACCOMMODATION
Aug 05, 2019	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Aug 05, 2019 · Amount on Record
Deed Document Number	202336621
Deed Book / Page	12583 / 2043
Prior Transfer Date	Jan 23, 2023
Prior Transfer Doc	0000017543
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 15, 2023
Property Address	965 KEEN RD, FROSTPROOF, FL 33843-8143
Document Number	0000036621
Book / Page	12583 / 2043
Instrument Date	Feb 10, 2023
Instrument	2023036621
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 682, FROSTPROOF, FL 33843-0682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 KEEN RD, FROSTPROOF, FL 33843-8143

Mortgage

Document Number	0000036622
Date	Feb 15, 2023
Book Page	12583/2045
Instrument	2023036622

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2038

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Jan 24, 2023
Property Address	965 KEEN RD, FROSTPROOF, FL 33843-8143
Document Number	0000017543
Book / Page	12559 / 1818
Map Reference	MB 5 PG 13
Instrument Date	Jan 23, 2023
Instrument	2023017543
Record Updated	Feb 01, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 682, FROSTPROOF, FL 33843-0682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 682, FROSTPROOF, FL 33843-0682

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 05, 2019
Property Address	965 KEEN RD, FROSTPROOF, FL 33843-8143
Document Number	0109310196
Book / Page	010931 / 000196
Instrument Date	Aug 01, 2019
Instrument	164404
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 682 FROSTPROOF FL 338430682, FROSTPROOF, FL 33843-0682

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,659.00 (+30.49%)	$283,059 (+26.87%) Land $70,249 Building $212,810	$283,059 (+26.87%) Land $70,249 Building $212,810
2023	$2,804.00 (+17.37%)	$223,114 (+34.2%) Land $62,500 Building $160,614	$223,114 (+34.2%) Land $62,500 Building $160,614
2022	$2,389.00	$166,251 Land $52,500 Building $113,751	$166,251 Land $52,500 Building $113,751

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050154041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	12 (2004–2005)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2005, river or lake flooding, Hurricane Wilma
Claims By Storm	Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 287 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
MORnet Communications	Fixed Wireless (unlicensed)	25 / 10
T-Mobile USA	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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