965 John St, Joliet, IL 60435 Property Records

Will County property record for 965 John St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1956
Lot Size	0.178 acres (7,747 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Feb 2023)
Tax Bill	$5,470 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-08-418-015`

Property Details

APN / Parcel Number

Primary APN	`30-07-08-418-015`
Alternative APN	`07084180150000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	7,747 sqft (0.178 acres)
Lot Dimensions	119 ft deep x 63 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	965 JOHN ST
City	JOLIET
State	IL
Zip	60435-7350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 EXCEPTING THEREFROM THE E 100 FT THEREOF AND ALSO EXCEPTING THEREFROM THE W 68 FT THEREOF IN FORDS RE-SUB OF LOTS 15,
Legal Range	10E
Legal Township	35N
Legal Section	08
Legal Subdivision	OF FORDS ACRES
Legal Lot Number	14,15
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2005
Census Tract	882701

Owner

965 John St is owned and occupied by an individual who bought it in February 2023.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	965 JOHN ST, JOLIET, IL 60435-7350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2023 · Amount on File
Deed Sale	Feb 3, 2023 · Amount on File
Prior Sale	Aug 17, 2021 · Amount on File
Deed Document Number	20235601
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 3, 2023
Property Address	965 JOHN ST, JOLIET, IL 60435-7350
Document Number	0000005601
Instrument Date	Dec 6, 2022
Instrument	R2023005601
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1597 BOULDER RIDGE DR, BOLINGBROOK, IL 60490-2011
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005603
Date	Feb 3, 2023
Instrument	R2023005603

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2053

Interest

Rate	5.75%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 17, 2021
Property Address	965 JOHN ST, JOLIET, IL 60435-7350
Document Number	0000090773
Instrument Date	Aug 17, 2021
Instrument	R2021090773
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 JOHN ST, JOLIET, IL 60435-7350

Mortgage

Document Number	0000090774
Date	Aug 17, 2021
Instrument	R2021090774

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 965 John St was $5,470.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,470.00	$76,124 (+9.3%) Land $17,248 Building $58,876	$228,372 (+9.3%) Land $51,744 Building $176,628
2024		$69,646 Land $15,780 Building $53,866	$208,938 Land $47,340 Building $161,598
2022	$4,615.00 Homeowner's exemption	$55,975 Land $12,682 Building $43,293	$167,925 Land $38,046 Building $129,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 965 John St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 965 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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