965 James St, Astoria, OR 97103 Property Records

Clatsop County property record for 965 James St, Astoria, OR 97103

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,370 sqft · built 1921
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,920 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80917BC02100`

Property Details

APN / Parcel Number

Primary APN	`80917BC02100`
Alternative APN	`25353`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
Gross Area	2,740 sqft
1st Floor Area	1,370 sqft
Basement Area	1,370 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1932
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Waterfront
Driveway	Concrete Driveway
Driveway Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25353
Street Address	965 JAMES ST
City	ASTORIA
State	OR
Zip	97103-5109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OLNEYS LT 3, W 2.5 LT 4 BLK 5 TR D .13 AC.
Legal Range	09
Legal Township	08
Legal Section	17
Legal Subdivision	OLNEYS
Legal Tract	D
Legal Block	5
Legal Lot Number	3,4
Jurisdiction	CLATSOP OR
Township / Civil Division	ASTORIA
Census Block Group	1
Census Block	1014
Census Tract	950200

Owner

965 James St is owned by two individuals who acquired it in September 2021.

Source: Clatsop County records, as of October 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 281, ASTORIA, OR 97103-0281
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Transfer on Death Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 8, 2021	Transfer on Death Deed, Transfer
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WAUNA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021
Deed Sale	Sep 8, 2021
Prior Sale	Mar 10, 2010 · Amount on File
Deed Document Number	20219030
Record Updated	Oct 29, 2026

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLATSOP OR
Recording Date	Sep 8, 2021
Property Address	965 JAMES ST, ASTORIA, OR 97103-5109
Document Number	0000009030
Instrument Date	Sep 8, 2021
Instrument	202109030
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 281, ASTORIA, OR 97103-0281

Mortgage

Document Number	0000009018
Date	Sep 8, 2021
Instrument	202109018

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLATSOP OR
Recording Date	Sep 8, 2021
Property Address	965 JAMES ST, ASTORIA, OR 97103-5109
Document Number	0000009034
Instrument Date	Sep 8, 2021
Instrument	202109034
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 281, ASTORIA, OR 97103-0281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4833 NORHT COMMERCIAL AVENUE, PORTLAND, OR 97217

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	965 JAMES ST, ASTORIA, OR 97103-5109
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008440
Date	Aug 20, 2021
Instrument	202108440

Lender

Name	WAUNA FCU
Type	Credit Union
Address	CLATSKANIE, OR 97016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 965 James St was $3,920.

Source: Clatsop County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Astoria City
Unified School District	Astoria School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,920.00	$196,356	$496,433 Land $151,857 Building $344,576
2023	$3,684.00 (+5.83%)	$185,086 (+3%)	$505,736 (+6.95%) Land $146,016 Building $359,720
2022	$3,481.00	$179,696	$472,855 Land $126,970 Building $345,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 965 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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