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965 James Dr, Lewiston, NY 14092 Property Records

Niagara County and Lewiston Town property record for 965 James Dr, Lewiston, NY 14092

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,162 sqft · built 1958
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$207,000 (Jan 2021)
Tax Bill$4,615 (2026)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292489 102.13-2-64

Property Details

APN / Parcel Number

Primary APN292489 102.13-2-64
Alternative APN
  • 24891020130002064000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,162 sqft Living Area
1st Floor Area1,162 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialBrick
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions207 ft deep x 95 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address965 JAMES DR
CityLEWISTON
StateNY
Zip14092-2025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENWOOD SUB 524541
Legal Block2
Legal Lot Number64.000
JurisdictionNIAGARA NY
Township / Civil DivisionLEWISTON
Census Block Group2
Census Block2011
Census Tract24404

Owner

965 James Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Niagara County and Lewiston Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address965 JAMES DR, LEWISTON, NY 14092-2025
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2021 · Amount on File
Deed SaleJan 27, 2021 · Amount on File
Deed Document Number20211787
Prior Transfer DateDec 29, 2020
Prior Transfer Doc0000001788
Record UpdatedOct 29, 2026

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionNIAGARA NY
Recording DateJan 27, 2021
Property Address965 JAMES DR, LEWISTON, NY 14092-2025
Document Number0000001787
Map ReferenceMB 38 PG 3703
Instrument DateDec 29, 2020
Instrument2021-01787
Transaction TypeTransfer
Record UpdatedJun 3, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$828.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address186 LAURIE LN, 186, GRAND ISLAND, NY 14072-1918

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address425 ONONDAGA ST, LEWISTON, NY 14092-1203

Mortgage

Document Number0000001789
DateJan 27, 2021
Instrument2021-01789
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 965 James Dr was $4,615, up 2.9% from the year before.

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionLewiston Town
Unified School DistrictLewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,615.00 (+2.9%)
2025$4,485.00$100,000 Land $18,800 Building $81,200$250,000 Land $47,000 Building $203,000
2023$100,000 Land $18,800 Building $81,200$217,391 Land $40,870 Building $176,521

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 965 James Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 James Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEWISTON WATER IMPROVEMENTAREA
serves 16,257 people · EPA ID NY3100561
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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