Fremont County property record for 965 J St, Penrose, CO 81240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,512 sqft · built 1920 |
| Lot Size | 4.57 acres (199,069 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,411 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R033273 |
| Primary APN | R033273 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 1,788 sqft |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 276 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 199,069 sqft (4.57 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 712 sqft |
| Shed | 1 Shed |
| Shed Area | 396 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R033273 |
|---|---|
| Street Address | 965 J ST |
| City | PENROSE |
| State | CO |
| Zip | 81240-9601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BARTLETT SUB REF FROM 690-80-008 |
| Legal Subdivision | BARTLETT SUB |
| Legal Lot Number | 1 |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | PENROSE-PORTLAND |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 978100 |
965 J St is owned and occupied by an individual who acquired it in December 2020.
Source: Fremont County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 965 J ST, PENROSE, CO 81240-9601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 4, 2020 |
| Transfer Doc | 0000994255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Dec 14, 2020 |
| Property Address | 965 J ST, PENROSE, CO 81240-9601 |
| Document Number | 0000994255 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 994255 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 965 J ST, PENROSE, CO 81240-9601 |
| Document Number | 0000994256 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 994256 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 965 J St was $1,411, up 28.4% from the year before.
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Unified School District | Fremont RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,411.00 (+28.39%) | $18,963 (-1.63%) | $303,405 |
| 2024 | $1,099.00 (+1.85%) | $19,278 (-0.13%) | |
| 2023 | $1,079.00 (-4.34%) | $19,303 (+24.71%) | $287,738 (+29.21%) |
| 2022 | $1,128.00 | $15,478 | $222,691 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 965 J St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 J St is moderate, ranking above 54% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 62% of Colorado |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENROSE WD serves 3,149 people · EPA ID CO0122700 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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