965 Indian Rdg, Dubuque, IA 52003 Property Records

Dubuque County property record for 965 Indian Rdg, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,572 sqft · built 1965
Lot Size	0.312 acres (13,589 sqft)
Owner	Trust Name on File
Last Sale	$565,000 (Apr 2026)
Tax Bill	$5,944 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-36-305-021`

Property Details

APN / Parcel Number

Primary APN	`10-36-305-021`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,572 sqft Living Area
1st Floor Area	2,476 sqft
Basement Area	2,476 sqft
Finished Basement	1,300 sqft
Game Room	Game Room
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,589 sqft (0.312 acres)
Lot Dimensions	107 ft deep x 127 ft wide

Exterior Amenities

Porch	Slab
Porch Area	436 sqft
Deck Area	462 sqft
Patio Area	662 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	965 INDIAN RDG
City	DUBUQUE
State	IA
Zip	52003-8505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-1-1 & LOT 2-1-2-1-1 BLK 2, & LOT 1-1-2-1-1 BLK 2 INDIAN HILLS
Legal Range	02E
Legal Township	89N
Legal Section	36
Legal Subdivision	BRYANT
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2000
Census Tract	801

Owner

965 Indian Rdg is owner-occupied and held in a trust since April 2026.

Source: Dubuque County records, as of July 2, 2026

Owner of Record	Trust Name on File
Mailing Address	965 INDIAN RDG, DUBUQUE, IA 52003-8505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage MIDWESTONE BANK
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Apr 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CREDIT UNION
Nov 3, 2023	Intrafamily Transfer, Transfer
Nov 3, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Nov 3, 2023 · Amount on File
Deed Document Number	20263289
Last Transfer Date	Apr 9, 2026
Transfer Doc	0000003475
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	965 INDIAN RDG, DUBUQUE, IA 52003-8505
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004502
Date	Mar 23, 2021
Instrument	2021-00004502

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 16, 2031

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	965 INDIAN RDG, DUBUQUE, IA 52003-8505
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009267
Date	Sep 28, 2023
Instrument	2023-00009267

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 27, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 9, 2026
Property Address	965 INDIAN RDG, DUBUQUE, IA 52003-8505
Document Number	0000003475
Instrument Date	Apr 9, 2026
Instrument	20263475
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	965 INDIAN RDG, DUBUQUE, IA 52003-8505

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 6, 2026
Property Address	965 INDIAN RDG, DUBUQUE, IA 52003-8505
Document Number	0000003289
Instrument Date	Mar 24, 2026
Instrument	20263289
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,223.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 INDIAN RDG, DUBUQUE, IA 52003-8505

Mortgage

Document Number	0000003290,
Date	Apr 6, 2026
Instrument	20263290

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBUQUE IA
Recording Date	Nov 3, 2023
Property Address	965 INDIAN RDG, DUBUQUE, IA 52003-8505
Document Number	0000010443
Instrument Date	Oct 27, 2023
Instrument	2023-00010443
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	965 INDIAN RDG, DUBUQUE, IA 52003-8505

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 3, 2023
Property Address	965 INDIAN RDG, DUBUQUE, IA 52003-8505
Document Number	0000010442
Instrument Date	Oct 27, 2023
Instrument	2023-00010442
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Tax	$695.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	965 INDIAN RDG, DUBUQUE, IA 52003-8505

Tax Assessment & Valuation

The 2025 property tax bill for 965 Indian Rdg was $5,944 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,944.00 Homeowner's exemption	$451,600 Land $72,900 Building $378,700	$451,600 Land $72,900 Building $378,700
2024	$5,944.00
2023		$437,300 (+20.51%) Land $67,000 Building $370,300	$437,300 Land $67,000 Building $370,300
2022	$6,256.00	$362,860 Land $64,120 Building $298,740
2021			$362,860 Land $64,120 Building $298,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 965 Indian Rdg in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1999–2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 Indian Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services.

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