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965 Harbor Dr, Lancaster, TN 38569 Property Records

DeKalb County property record for 965 Harbor Dr, Lancaster, TN 38569

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,408 sqft · built 2008
Lot Size1.38 acres (60,113 sqft)
OwnerIndividual Name on Record
Last Sale$640,000 (Apr 2022)
Tax Bill$2,198 (2025)
Deeds & MortgagesApr 2022 Sale
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN021019L A 10700

Property Details

APN / Parcel Number

Primary APN021019L A 10700
Alternative APN
  • 019L A 10700

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,408 sqft Living Area
1st Floor Area1,204 sqft
Basement Area1,204 sqft
Finished Basement1,204 sqft
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area60,113 sqft (1.38 acres)
TerrainRolling

Exterior Amenities

PorchOpen Porch
Porch Area460 sqft
Deck Area528 sqft
Patio Area528 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address965 HARBOR DR
CityLANCASTER
StateTN
Zip38569-5255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07/19
Legal DescriptionDISTRICT: 15; SUBDIVISION: COVE HOLLOW BAY PHASE II
Legal SubdivisionCOVE HOLLOW BAY PHASE II
Legal Lot Number58
JurisdictionDE KALB TN
Township / Civil Division1
Census Block Group4
Census Block4068
Census Tract920300

Owner

Source: DeKalb County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4018 VAILWOOD DR, NASHVILLE, TN 37215-2325
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2022Warranty Deed, Transfer
Jan 2, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2022 · Amount on Record
Deed SaleApr 8, 2022 · Amount on Record
Prior SaleJan 2, 2020 · Amount on Record
Deed Document Number0000522778
Deed Book / Page522 / 778
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateApr 8, 2022
Property Address965 HARBOR DR, LANCASTER, TN 38569-5255
Document Number0005220778
Book / Page522 / 778
Instrument DateApr 8, 2022
Instrument203174
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4018 VAILWOOD DR, NASHVILLE, TN 37215-2325

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateJan 2, 2020
Property Address965 HARBOR DR, LANCASTER, TN 38569-5255
Document Number0000190264
Book / Page000458 / 000524
Instrument DateDec 30, 2019
Instrument190264
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,295.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 RING AROUND RD PIKE ROAD AL 360643871, PIKE ROAD, AL 36064-3871

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyDeKalb County
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,198.00$87,550 (-) Land $25,875 Building $61,675
2023$87,550 Land $25,875 Building $61,675
2021$350,200 Land $103,500 Building $246,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2002–2021)
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB UTILITY DISTRICT #1
serves 17,960 people · EPA ID TN0000188
Water SourceSurface water
Last State InspectionSep 2025
Also Mapped HereDEKALB UTILITY DISTRICT #4
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DeKalb Telephone Cooperative
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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