965 Gray Rd, Sardinia, OH 45171 Property Records

Highland County property record for 965 Gray Rd, Sardinia, OH 45171 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	2,734 sqft Total Area
Lot Size	217,844 sqft (5 acres)
Occupancy	Owner Occupied
Last Sale	$146,400 (2024)
Tax Bill	$2,617.00 (2025)

Owner

Source: Highland County records · APN 05-23-000-142.00

Assessment roll updated April 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	965 GRAY RD, SARDINIA, OH 45171-9526
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 09, 2008	Deed of Trust, Mortgage AMERICAN EQUITY MORTGAGE INC
Mar 11, 2024	Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 07, 2020	Administrator's Deed, Transfer
Jan 16, 2013	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN EQUITY MORTGAGE INC
Jul 09, 2008	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 24, 2008	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Jan 01, 1990
Deed Doc Number	20241050
Deed Book / Page	1009 / 5785
Prior Transfer Date	Dec 24, 2012
Prior Transfer Doc	000829/929
Record Refreshed	Sep 20, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	965 GRAY RD, SARDINIA, OH 45171-9526
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000705/351
Date	May 09, 2008
Book Page	705/351
Instrument	200800002729

Lender

Name	AMERICAN EQUITY MORTGAGE INC
Type	Subprime Lender
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2038

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLAND OH
Recording Date	Mar 11, 2024
Property Address	965 GRAY RD, SARDINIA, OH 45171-9526
Document Number	01009/5785
Book / Page	1009 / 5785
Instrument Date	Feb 21, 2024
Instrument	202400001050
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	965 GRAY RD, SARDINIA, OH 45171-9526

Mortgage

Document Number	202400001051
Date	Mar 11, 2024
Instrument	202400001051

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2054

October 2020: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	HIGHLAND OH
Recording Date	Oct 07, 2020
Property Address	965 GRAY RD, SARDINIA, OH 45171-9526
Document Number	000989/611
Book / Page	989 / 611
Instrument Date	Sep 29, 2020
Instrument	202000004983
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 SHAWNEE DR, ANGOLA, IN 46703-2321
Investor	Possibly a Property Investor

January 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLAND OH
Recording Date	Jan 16, 2013
Property Address	965 GRAY RD, SARDINIA, OH 45171-9526
Document Number	000829/929
Book / Page	0829 / 929
Instrument Date	Dec 24, 2012
Instrument	201300000351
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 GRAY RD, SARDINIA, OH 45171-9526
Investor	Possibly a Property Investor

Mortgage

Document Number	201300000352
Date	Jan 16, 2013
Instrument	201300000352

Lender

Name	AMERICAN EQUITY MORTGAGE INC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2028

July 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLAND OH
Recording Date	Jul 09, 2008
Property Address	965 GRAY RD, SARDINIA, OH 45171-9526
Document Number	0000710/45
Book / Page	710 / 45
Instrument Date	Jun 09, 2008
Instrument	200800003893
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	965 GRAY RD, SARDINIA, OH 45171-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 GRAY RD, SARDINIA, OH 45171-9526
Investor	Possibly a Property Investor

April 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLAND OH
Recording Date	Apr 24, 2008
Property Address	965 GRAY RD, SARDINIA, OH 45171-9526
Document Number	000704/178
Book / Page	704 / 178
Instrument Date	Apr 24, 2008
Instrument	200800002444
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	965 GRAY RD, SARDINIA, OH 45171-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	965 GRAY RD, SARDINIA, OH 45171-9526

Tax Assessment & Valuation

Source: Highland County records · Assessment roll updated April 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Highland County
County Subdivision	Clay Township
Unified School District	Lynchburg-Clay Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,617.00	$89,425 (-0.01%) Land $15,505 Building $73,920	$255,500 (-) Land $44,300 Building $211,200
2024	$2,617.00 (+15.13%)	$89,430 (+28.9%) Land $15,510 Building $73,920	$255,500 (+28.91%) Land $44,300 Building $211,200
2023	$2,273.00 (-20.19%) Homeowner's exemption	$69,380 (-) Land $13,690 Building $55,690
2022		$69,380 Land $13,690 Building $55,690
2021	$2,848.00		$198,200 Land $39,100 Building $159,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highland County (39071C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`05-23-000-142.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	2,734 sqft Total Area
1st Floor	2,370 sqft 1st Floor
Basement Area	1,176 sqft Basement
Finished Basement	1,176 sqft Finished
Unfinished Basement	1,176 sqft Unfinished
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	217,844 sqft (5 acres)
Parking Spaces	2 Parking Spaces
Garage Area	667 sqft Garage

Exterior Amenities

Patio Area	252 sqft Patio
Porch Area	232 sqft Porch
Lean-To	480 sqft Lean-To
Milk House	195 sqft Milk House

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected

Location & Zoning

Street Address	965 GRAY RD
City	SARDINIA
State	OH
Zip	45171-9526
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	5.001 AC
Jurisdiction	HIGHLAND OH
Minor Civil Division	CLAY
Census Blockgroup	3
Census Block	3042
Census Tract	955200

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