965 Geranium Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 965 Geranium Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,572 sqft · built 1925
Lot Size	0.168 acres (7,320 sqft)
Owner	Individual Name on Record
Last Sale	$200,900 (May 2026)
Tax Bill	$3,422 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-21-0154`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-21-0154`
Alternative APNs	`8593060` `613420`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	613420
Street Address	965 GERANIUM AVE E
City	SAINT PAUL
State	MN
Zip	55106-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTVILLE HEIGHTS E 1/2 OF LOT 21 AND ALL OF LOT 22 BLK 6
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	EASTVILLE HEIGHTS
Legal Block	6
Legal Lot Number	21,22
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2006
Census Tract	31100

Owner

Source: Ramsey County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	965 GERANIUM AVE E, SAINT PAUL, MN 55106-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage BAE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	20262816601
Prior Transfer Date	May 19, 2006
Prior Transfer Doc	0000349463
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	965 GERANIUM AVE E, SAINT PAUL, MN 55106-2636
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02733023
Date	May 27, 2022
Instrument	T02733023

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Change Frequency	10 Years

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 28, 2026
Property Address	965 GERANIUM AVE E, SAINT PAUL, MN 55106-2636
Document Number	0T02816601
Instrument Date	May 18, 2026
Instrument	20262816601
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	GREAT NORTHERN TITLE, GREAT NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,989.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 GERANIUM AVE E, SAINT PAUL, MN 55106-2636

Mortgage

Document Number	0002816602,
Date	May 28, 2026
Instrument	20262816602

Lender

Name	BAE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,422.00 (+4.27%) Homeowner's exemption	$229,000 (+6.51%) Land $25,000 Building $204,000	$229,000 (+6.51%) Land $25,000 Building $204,000
2024	$3,282.00 (+10.28%)
2023	$2,976.00 Homeowner's exemption	$215,000 Land $20,000 Building $195,000	$215,000 Land $20,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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