Rockingham County property record for 965 Frederick Rd, Rockingham, VA 22801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,921 sqft · built 2022 |
| Lot Size | 0.458 acres (19,950 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,554 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126H1-(4)-L130 |
| Primary APN | 126H1-(4)-L130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,921 sqft Living Area |
| Gross Area | 8,108 sqft |
| Basement Area | 2,920 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,950 sqft (0.458 acres) |
| Garage Type | Attached |
| Driveway | Paver Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R48505 |
|---|---|
| Street Address | 965 FREDERICK RD |
| City | ROCKINGHAM |
| State | VA |
| Zip | 22801-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | CROSSROADS FARM S13 L130 |
| Legal Subdivision | CROSSROADS FARM |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11802 |
Source: Rockingham County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 965 FREDERICK RD, ROCKINGHAM, VA 22801-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Line of Credit PENDLETON COMMUNITY BANK INC |
| Apr 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Sep 2, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 965 FREDERICK RD, ROCKINGHAM, VA 22801-1315 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 116 HOBART CT, ROCKINGHAM, VA 22801-2376 |
| Document Number | 005431/208 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 5431/208 |
| Instrument | 2021-16120 |
| Name | PENDLETON COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Address | HARRISONBURG, VA 22801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 15, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 965 FREDERICK RD, ROCKINGHAM, VA 22801-1315 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | CHOICE 1 TITLE |
| Name | Verified Name |
|---|
| Document Number | 005560/489 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 5560/489 |
| Instrument | 2022-08421 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 965 FREDERICK RD, ROCKINGHAM, VA 22801-1315 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 965 FREDERICK RD, ROCKINGHAM, VA 22801-1315 |
| Document Number | 005619/752 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 5619/752 |
| Instrument | 2022-21782 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Address | HARRISONBURG, VA 22801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,554.00 | $690,000 Land $115,000 Building $575,000 | $690,000 Land $115,000 Building $575,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE SPRINGS REGIONAL - RCPW serves 14,834 people · EPA ID VA2165705 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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