965 Florida St, Imperial Beach, CA 91932 Property Records

San Diego County property record for 965 Florida St, Imperial Beach, CA 91932

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,546 sqft · built 1977
Lot Size	0.146 acres (6,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$757,500 (Jun 2018)
Tax Bill	$11,622 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`626-452-05-00`

Property Details

APN / Parcel Number

Primary APN	`626-452-05-00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	2,546 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Duplex Single
Lot Area	6,364 sqft (0.146 acres)

Location & Zoning

Street Address	965 FLORIDA ST
City	IMPERIAL BEACH
State	CA
Zip	91932-2213
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3000
Legal Description	BLK 47 LOT 16 /EXC N 5 FT/ LOT 15 & ALL TR 001022
Legal Subdivision	SOUTH SAN DIEGO INDUST PARK
Legal Tract	001022
Legal Block	47
Legal Lot Number	16,15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	10401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	410 N 15TH ST, SAN JOSE, CA 95112-1725
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC
Feb 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jun 26, 2018	Grant Deed, Transfer · Conventional Mortgage JG WENTWORTH HM LNDG
May 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOSHI COLWELL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Prior Sale	Apr 21, 1999 · Amount on Record
Deed Document Number	2018259758
Prior Transfer Date	Mar 26, 2018
Prior Transfer Doc	0000208358
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	965 FLORIDA ST, IMPERIAL BEACH, CA 91932-2213
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N 15TH ST, SAN JOSE, CA 95112-1725

Mortgage

Document Number	0000428889
Date	Jun 10, 2021
Instrument	2021-0428889

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	965 FLORIDA ST, IMPERIAL BEACH, CA 91932-2213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053897
Date	Feb 9, 2018
Instrument	2018-0053897

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2018
Property Address	965 FLORIDA ST, IMPERIAL BEACH, CA 91932-2213
Document Number	0000259758
Instrument Date	Jun 12, 2018
Instrument	259758
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	410 N 15TH ST SAN JOSE CA 951121725, SAN JOSE, CA 95112-1725

Mortgage

Document Number	259759
Date	Jun 26, 2018
Instrument	259759

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2018
Property Address	965 FLORIDA ST, IMPERIAL BEACH, CA 91932-2213
Document Number	0000208358
Instrument Date	Mar 26, 2018
Instrument	208358
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1099 1ST ST #117 CORONADO CA 921181364, 117, CORONADO, CA 92118-1364

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	965 FLORIDA ST, IMPERIAL BEACH, CA 91932-2213
Document Number	0000585926
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1099 1ST ST #117 CORONADO CA 921181364, 117, CORONADO, CA 92118-1364

Mortgage

Document Number	0000585926
Date	Dec 14, 2017
Instrument	585926

Lender

Name	TOSHI COLWELL
Address	2135 LEON AVE, SAN DIEGO, CA 92154-3917

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$879,136 (+2%) Land $362,528 Building $516,608
2025	$11,622.00 (+7.96%)	$861,899 (+4.04%) Land $355,420 Building $506,479
2023	$10,765.00 (-0.94%)	$828,432 Land $341,619 Building $486,813
2022	$10,867.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1988–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 902 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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