965 Five Points Rd, Cleveland, AL 35049 Property Records

Blount County property record for 965 Five Points Rd, Cleveland, AL 35049

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,005 sqft · built 1996
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Mar 2024)
Tax Bill	$858 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2005 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-03-08-0-000-006.004`

Property Details

APN / Parcel Number

Primary APN	`15-03-08-0-000-006.004`
Alternative APNs	`038599` `38599` `41552` `73808`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,005 sqft Living Area
1st Floor Area	1,456 sqft
Upper Floors Area	627 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	47,916 sqft (1.1 acres)
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	73808
Street Address	965 FIVE POINTS RD
City	CLEVELAND
State	AL
Zip	35049-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR NW/4 SW/4 TH W 329 TH SELY 374 SE 185 SW 628 TH SE 210 TO NW R/W FIVE PTS RD TH SW 308 ALG R/W TO POB TH NW 149 NW
Legal Range	01E
Legal Township	12S
Legal Section	08
Jurisdiction	BLOUNT AL
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1048
Census Tract	50200

Owner

965 Five Points Rd is owned and occupied by two individuals who bought it in March 2024.

Source: Blount County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	965 FIVE POINTS RD, CLEVELAND, AL 35049-3216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAS FIRST FCU
Oct 31, 2005	Warranty Deed, Transfer SYNOVUS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2024 · Amount on File
Deed Sale	Mar 21, 2024 · Amount on File
Prior Sale	Oct 31, 2005 · Amount on File
Deed Document Number	202410055822
Deed Book / Page	2024 / 7103
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Mar 21, 2024
Property Address	965 FIVE POINTS RD, CLEVELAND, AL 35049-3216
Document Number	02024/7103
Book / Page	2024 / 7103
Instrument Date	Mar 21, 2024
Instrument	10055822
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6725 RICHARD LN, EIGHT MILE, AL 36613-9681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 FIVE POINTS RD, CLEVELAND, AL 35049-3216

Mortgage

Document Number	0020247105
Date	Mar 21, 2024
Instrument	2024/7105

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

October 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Oct 31, 2005
Property Address	965 FIVE POINTS RD, CLEVELAND, AL 35049-3216
Document Number	0000276003
Instrument Date	Oct 28, 2005
Instrument	276003
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.02
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000276004
Date	Oct 31, 2005
Instrument	276004

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 965 Five Points Rd was $858 with a homeowner's exemption, up 8.5% from the year before.

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Cleveland Town
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$858.00 (+8.47%) Homeowner's exemption
2025	$791.00 (+16.15%)	$26,140 (+24.59%)	$261,260 (+24.68%) Land $17,100 Building $244,160
2024	$681.00 (+6.24%)	$20,980 (+6.28%) Land $1,320 Building $19,660	$209,540 (+6.25%) Land $13,100 Building $196,440
2023	$641.00 (+21.63%)	$19,740 (+21.55%) Land $1,320 Building $18,420	$197,220 (+21.41%) Land $13,100 Building $184,120
2022	$527.00	$16,240 Land $1,100 Building $15,140	$162,440 Land $11,000 Building $151,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 965 Five Points Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 Five Points Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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