York County property record for 965 Emory Ln, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,578 sqft · built 2016 |
| Lot Size | 0.181 acres (7,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $499,405 (Sep 2017) |
| Tax Bill | $3,593 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 652-01-01-035 |
| Primary APN | 652-01-01-035 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,578 sqft Living Area |
| Gross Area | 4,444 sqft |
| 1st Floor Area | 1,556 sqft |
| 2nd Floor Area | 2,022 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,882 sqft (0.181 acres) |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 320 sqft |
| Street Address | 965 EMORY LN |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-0074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 60 BRAYDEN PH 3 SHEET 1 |
| Legal Subdivision | BRAYDEN |
| Legal Lot Number | 60 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 61011 |
965 Emory Ln is owned and occupied by an individual who bought it in September 2017.
Source: York County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 965 EMORY LN, FORT MILL, SC 29708-0074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Sep 13, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI TIAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2017 · Amount on File |
| Deed Sale | Sep 13, 2017 · Amount on File |
| Deed Document Number | 201739214 |
| Deed Book / Page | 16588 / 296 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 965 EMORY LN, FORT MILL, SC 29708-0074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1877900072 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 18779/72 |
| Instrument | 2020057550 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Sep 13, 2017 |
| Property Address | 965 EMORY LN, FORT MILL, SC 29708-0074 |
| Document Number | 1658800296 |
| Book / Page | 016588 / 000296 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 39214 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,847.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 965 EMORY LN FORT MILL SC 297080074, FORT MILL, SC 29708-0074 |
| Document Number | 1658800300 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 016588/000300 |
| Instrument | 39216 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2047 |
The 2025 property tax bill for 965 Emory Ln was $3,593.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,593.00 | $20,463 Land $3,148 Building $17,315 | $715,000 Land $110,000 Building $605,000 |
| 2023 | $3,044.00 | $17,794 Land $3,000 Building $14,794 | $444,851 Land $75,000 Building $369,851 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 965 Emory Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 Emory Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Comporium Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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