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965 Eagle Rock Ter, Winter Haven, FL 33880 Property Records

Polk County property record for 965 Eagle Rock Ter, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,317 sqft · built 2023
Lot Size0.138 acres (6,011 sqft)
OwnerCompany Name on Record
Last Sale$269,500 (Mar 2023)
Tax Bill$3,999 (2025)
Deeds & MortgagesMar 2023 Sale
Nov 2022 Sale
Flood ZoneZone X (minimal risk)
APN26-29-16-689009-001550

Property Details

APN / Parcel Number

Primary APN26-29-16-689009-001550
Alternative APN
  • 162926689009001550

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,317 sqft Living Area
Gross Area1,732 sqft
1st Floor Area1,317 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,011 sqft (0.138 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area415 sqft
PorchUnfinished Open Porch
Porch Area30 sqft

Location & Zoning

Street Address965 EAGLE ROCK TER
CityWINTER HAVEN
StateFL
Zip33880-5884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLE LANDING PHASE II PB 190 PGS 14-15 LOT 155
Legal SubdivisionEAGLE LANDING PHASE II
Legal Block4
Legal Lot Number155
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4043
Census Tract14501

Owner

Source: Polk County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1506 S FLORIDA AVE, LAKELAND, FL 33803-2259
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2023Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC
Nov 3, 2022Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2023 · Amount on Record
Deed SaleMar 6, 2023 · Amount on Record
Deed Document Number202351288
Deed Book / Page12603 / 1135
Record UpdatedSep 20, 2026

March 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateMar 6, 2023
Property Address965 EAGLE ROCK TER, WINTER HAVEN, FL 33880
Document Number0000051288
Book / Page12603 / 1135
Map ReferenceMB 190 PG 14&15
Instrument DateMar 2, 2023
Instrument2023051288
Transaction TypeTransfer
Record UpdatedMar 16, 2023
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$1,886.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921

Transferred To (Grantee/Buyer)

NameVerified Name
Address1506 S FLORIDA AVE, LAKELAND, FL 33803-2259

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateNov 3, 2022
Property Address965 EAGLE ROCK TER, WINTER HAVEN, FL 33880
Document Number0000289488
Book / Page12473 / 1324
Map ReferenceMB 190 PG 14&15
Instrument DateOct 17, 2022
Instrument2022289488
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$548.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2235 CRUMP RD, WINTER HAVEN, FL 33881-8200

Transferred To (Grantee/Buyer)

NameVerified Name
Address4307 VINELAUD ROAD #H-22 # H-22, H22, ORLANDO, FL 32811-7365
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,999.00 (+494.21%)$210,245 (+500.7%) Land $36,000 Building $174,245$210,245 (+500.7%) Land $36,000 Building $174,245
2023$673.00$35,000 Land $35,000$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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