Island County property record for 965 E Crescent Harbor Rd, Oak Harbor, WA 98277
| Property Type | Mobile Home |
|---|---|
| Details | 1,969 sqft · built 1994 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (May 2024) |
| Tax Bill | $4,009 (2026) |
| Deeds & Mortgages | May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R23333-495-2140 |
| Primary APN | R23333-495-2140 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,969 sqft Living Area |
| 1st Floor Area | 1,969 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Aluminum |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating Fuel | Electric |
| Street Address | 965 E CRESCENT HARBOR RD |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8604 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 20 |
| Legal Description | N/2 OF W330 OF E660 OF NE NW TGW EZ FR 462-2140 DRAINFIELD LOC PT 463-2470 AF#94021421 |
| Legal Range | 2E |
| Legal Township | 33N |
| Legal Section | 33 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 970300 |
965 E Crescent Harbor Rd, a mobile home, is owned and occupied by two individuals who bought it in May 2024.
Source: Island County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 965 E CRESCENT HARBOR RD, OAK HARBOR, WA 98277-8604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on File |
| Deed Sale | May 3, 2024 · Amount on File |
| Deed Document Number | 20244571892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | May 3, 2024 |
| Property Address | 965 E CRESCENT HARBOR RD, OAK HARBOR, WA 98277-8604 |
| Document Number | 0004571892 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 4571892 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | UNKNOWN, STG |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,452.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 965 E CRESCENT HARBOR RD, OAK HARBOR, WA 98277-8604 |
| Document Number | 0004571893 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 4571893 |
| Name | ALL SQUARE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
The 2026 property tax bill for 965 E Crescent Harbor Rd was $4,009.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,009.00 | ||
| 2025 | $516,465 Land $300,000 Building $216,465 | $516,465 Land $300,000 Building $216,465 | |
| 2023 | $2,722.00 | $433,452 (+19.66%) Land $270,000 Building $163,452 | $433,452 (+19.66%) Land $270,000 Building $163,452 |
| 2022 | $362,233 Land $240,000 Building $122,233 | $362,233 Land $240,000 Building $122,233 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 965 E Crescent Harbor Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 6 (2006–2022) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 E Crescent Harbor Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fixed Wireless | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Ziply Fiber DSL | 70 / 3 |
5G (outdoors only) and 4G LTE
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