San Luis Obispo County property record for 965 E Cherry Ave, Arroyo Grande, CA 93420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1915 |
| Lot Size | 8.44 acres (367,992 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,633 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 007-711-002 |
| Primary APN | 007-711-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Building Area | 900 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Wood |
| Lot Area | 367,992 sqft |
| Street Address | 965 E CHERRY AVE |
|---|---|
| City | ARROYO GRANDE |
| State | CA |
| Zip | 93420-3605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CY AG NEWSOM SB PTN LT 7 |
| Legal Subdivision | RANCHOS BOLSA DE CH |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 11800 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 965 E CHERRY AVE, ARROYO GRANDE, CA 93420-3605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THAYER FINANCIAL CORP |
| Jan 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Dec 24, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Dec 24, 2019 | Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 19, 2021 |
| Transfer Doc | 0000005207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 965 E CHERRY AVE, ARROYO GRANDE, CA 93420-3605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 965 E CHERRY AVE, ARROYO GRANDE, CA 93420-3605 |
| Document Number | 0000005953 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022005953 |
| Name | THAYER FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 22, 2021 |
| Property Address | 965 E CHERRY AVE, ARROYO GRANDE, CA 93420-3605 |
| Document Number | 0000005207 |
| Map Reference | MB A PG 77 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 2021005207 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1261 GALAXY ST, NIPOMO, CA 93444-8920 |
| Document Number | 0000005208 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021005208 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 24, 2019 |
| Property Address | 965 E CHERRY AVE, ARROYO GRANDE, CA 93420-3605 |
| Document Number | 0000057839 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 57839 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1261 GALAXY ST NIPOMO CA 934448920, NIPOMO, CA 93444-8920 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 24, 2019 |
| Property Address | 965 E CHERRY AVE, ARROYO GRANDE, CA 93420-3605 |
| Document Number | 0000057840 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 57840 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1261 GALAXY ST NIPOMO CA 934448920, NIPOMO, CA 93444-8920 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Arroyo Grande City |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $258,608 (+2%) Land $210,139 Building $48,469 | |
| 2025 | $2,633.00 (+4.57%) Homeowner's exemption | $253,538 (+4.04%) Land $206,019 Building $47,519 |
| 2023 | $2,518.00 (+1.61%) Homeowner's exemption | $243,695 Land $198,020 Building $45,675 |
| 2022 | $2,478.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Surfnet Communications, T-Mobile.
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