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965 E Apple Gate, Cincinnati, OH 45245 Property Records

Clermont County property record for 965 E Apple Gate, Cincinnati, OH 45245 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2010
Square Footage3,016 sqft Living Area
Lot Size9,771 sqft (0.224 acres)
OccupancyOwner Occupied
Last Sale$206,000 (2013)
Tax Bill$3,616.00 (2025)

Property Details

APN / Parcel Number

Primary APN41-31-02B-207

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths2 Partial Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Building Area3,016 sqft Living Area
1st Floor996 sqft 1st Floor
Basement Area1,826 sqft Basement
Finished Basement1,514 sqft Finished
Unfinished Basement312 sqft Unfinished
Family RoomFamily Room
Stories2 Stories

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleColonial Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area9,771 sqft (0.224 acres)
Parking Spaces2 Parking Spaces
Garage Area460 sqft Garage

Exterior Amenities

Pool Area465 sqft Pool
Patio Area718 sqft Patio
PorchOpen Porch
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address965 E APPLE GATE
CityCINCINNATI
StateOH
Zip45245-7041
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESTATES AT SHAYLER RIDGE AT WETHERBY FARMS; SECTION 3 LOT 182; SEE 413102B207T FOR TIF
Legal SubdivisionESTATES AT SHAYLER RIDGE AT WETHERBY FAR
Legal Lot Number182
JurisdictionCLERMONT OH
Minor Civil DivisionUNION
Census Blockgroup3
Census Block3001
Census Tract41305

Owner

Source: Clermont County records · APN 41-31-02B-207

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address965 E APPLE GATE, CINCINNATI, OH 45245-7041
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 22, 2021Deed of Trust, Mortgage
GUARDIAN SVGS BK
May 01, 2019Warranty Deed, Transfer · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND
Jan 16, 2018Quit Claim Deed, Transfer · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2013 · Amount on Record
Deed SaleJun 03, 2013 · Amount on Record
Prior SaleFeb 28, 2011 · Amount on Record
Deed Doc Number201316576
Deed Book / Page2457 / 828
Last Transfer DateJan 06, 2018
Transfer Doc0000001175
Record RefreshedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address965 E APPLE GATE, CINCINNATI, OH 45245-7041
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025503
DateNov 09, 2018
Book Page2796/1453
Instrument201800025503
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address965 E APPLE GATE, CINCINNATI, OH 45245-7041
Document Number0000003195
Instrument DateJan 22, 2021
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address965 E APPLE GATE CINCINNATI OH 452457041, CINCINNATI, OH 45245-7041

Mortgage

Document Number0000003195
DateJan 29, 2021
Book Page002867/005254
Instrument3195
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45239
Agreement
AmountAmount Recorded
Term240 Months
DueJan 28, 2041

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateMay 01, 2019
Property Address965 E APPLE GATE, CINCINNATI, OH 45245-7041
Document Number0000008550
Book / Page002806 / 004624
Instrument DateApr 30, 2019
Instrument8550
Transaction TypeTransfer
Record UpdatedMay 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,270.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address965 E APPLE GATE CINCINNATI OH 452457041, CINCINNATI, OH 45245-7041

Mortgage

Document Number8551
DateMay 01, 2019
Book Page002806/004626
Instrument8551
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2049

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLERMONT OH
Recording DateJan 16, 2018
Property Address965 E APPLE GATE, CINCINNATI, OH 45245-7041
Document Number0000001175
Book / Page002750 / 000279
Instrument DateJan 06, 2018
Instrument1175
Transaction TypeTransfer
Record UpdatedJan 24, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address965 E APPLE GATE CINCINNATI OH 452457041, CINCINNATI, OH 45245-7041

Mortgage

Document Number1176
DateJan 16, 2018
Book Page002750/000282
Instrument1176
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 15, 2033

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,616.00 (-15.42%)$770 (-) Land $770
2024$4,275.00 (-49.63%) Homeowner's exemption$770 (-) Land $770$2,200 (-) Land $2,200
2023$8,487.00 (+19,188.64%) Homeowner's exemption$770 (-) Land $770$2,200 (-) Land $2,200
2022$44.00 Homeowner's exemption$770 Land $770
2020$2,200 Land $2,200

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