Colbert County property record for 965 Cross St, Cherokee, AL 35616
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,671 sqft · built 1964 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $69,900 (May 2016) |
| Tax Bill | $643 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-07-25-0-004-011.000 |
| Primary APN | 05-07-25-0-004-011.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 29 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,671 sqft Adjusted Area |
| Gross Area | 1,401 sqft |
| 1st Floor Area | 1,401 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 31804 |
|---|---|
| Street Address | 965 CROSS ST |
| City | CHEROKEE |
| State | AL |
| Zip | 35616-6827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 69 LILE ACRES ADD #1 100 X 150 /DB 2016 PG 14047-14049 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 25 |
| Legal Subdivision | LILE ACRES ADD #1 /4-55 |
| Legal Lot Number | 69 |
| Jurisdiction | COLBERT AL |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 21000 |
965 Cross St is owned and occupied by two individuals who bought it in May 2016.
Source: Colbert County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 965 CROSS ST, CHEROKEE, AL 35616-6827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2016 · Amount on File |
| Deed Sale | May 25, 2016 · Amount on File |
| Deed Book / Page | 2016 / 14047 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 965 Cross St was $643, up 73.8% from the year before.
Source: Colbert County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Colbert County |
| Unified School District | Colbert County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643.00 (+73.78%) | ||
| 2025 | $370.00 (+3.64%) | $11,840 (+4.04%) Land $620 Building $11,220 | $118,400 (+4.23%) Land $6,200 Building $112,200 |
| 2024 | $357.00 (+4.39%) | $11,380 (+4.79%) Land $520 Building $10,860 | $113,600 (+4.7%) Land $5,100 Building $108,500 |
| 2023 | $342.00 (+8.92%) Homeowner's exemption Senior Citizen's exemption | $10,860 (+9.92%) | $108,500 (+9.84%) Land $4,700 Building $103,800 |
| 2022 | $314.00 Homeowner's exemption Senior Citizen's exemption | $9,880 | $98,780 Land $4,400 Building $94,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 965 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 Cross St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE WATER & GAS DEPARTMENT serves 1,992 people · EPA ID AL0000311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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