965 Co Rd 223, Stephenville, TX 76401 Property Records

Erath County property record for 965 Co Rd 223, Stephenville, TX 76401

Property Summary

Property Type	Rural Home
Details	3,200 sqft · built 2020
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,816 (2026)
Deeds & Mortgages	May 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000076549`

Property Details

APN / Parcel Number

Primary APN	`R000076549`
Alternative APN	`R.0197.00009.00.0`

Interior

Building Area	3,200 sqft Living Area
1st Floor Area	3,200 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	435,600 sqft (10 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft

Location & Zoning

Account Number	R.0197.00009.00.0
Street Address	965 COUNTY ROAD 223
City	STEPHENVILLE
State	TX
Zip	76401-5081
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0197 DUPUY JOHN B; HOUSE & SHOP
Legal Subdivision	JOHN B DUPUY SURVEY ABSTRACT NO 197
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	2
Census Block	2045
Census Tract	950202

Owner

965 Co Rd 223, a rural home, is owned and occupied by two individuals.

Source: Erath County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	965 COUNTY ROAD 223, STEPHENVILLE, TX 76401-5081
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Mar 29, 2019	Vendor's Lien, Transfer · Stand-Alone First Mortgage KRUM COMMUNITY BANKO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	965 COUNTY ROAD 223, STEPHENVILLE, TX 76401-5081
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103440
Date	May 5, 2021
Instrument	2021-03440

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Mar 29, 2019
Property Address	965 COUNTY ROAD 223, STEPHENVILLE, TX 76401-5081
Document Number	0201901717
Instrument Date	Mar 28, 2019
Instrument	2019-01717
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1545 COUNTY ROAD 223, STEPHENVILLE, TX 76401-5076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 E HIGHWAY 8, STEPHENVILLE, TX 76401-2240

Mortgage

Document Number	0201901718
Date	Mar 29, 2019
Instrument	2019-01718

Lender

Name	KRUM COMMUNITY BANKO
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 965 Co Rd 223 was $8,816 with a senior citizen's exemption, up 47.4% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,816.00 (+47.42%)	$691,630 (+83,228.92%) Land $20,830 Building $670,800	$870,800 (+644.27%) Land $200,000 Building $670,800
2025	$5,980.00 Senior Citizen's exemption	$830	$117,000
2023	$6,868.00 (-16.51%) Senior Citizen's exemption	$770	$180,000
2022	$8,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 965 Co Rd 223 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 Co Rd 223 is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 86% of Texas
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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