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965 Cloverdale Dr, Mobile, AL 36606 Property Records

Mobile County property record for 965 Cloverdale Dr, Mobile, AL 36606

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 748 sqft · built 1990
Lot Size0.283 acres (12,352 sqft)
OwnerIndividual Name on File
Last Sale$35,928 (Nov 2018)
Tax Bill$568 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Nov 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR022909510007144

Property Details

APN / Parcel Number

Primary APNR022909510007144
Alternative APNs
  • 29 09 51 0 007 144.XXX
  • 00894189
  • 894189

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area748 sqft Living Area
1st Floor Area748 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialOther
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,352 sqft (0.283 acres)
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area52 sqft

Location & Zoning

Account Number894189
Street Address965 CLOVERDALE DR
CityMOBILE
StateAL
Zip36606-2161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 BLK A CLOVERDALE PLACE MBK 4 PG 658 #SEC 51 T4S R1W #MP29 09 51 0 007
Legal Range04S
Legal Township04S
Legal Section51
Legal SubdivisionCLOVERDALE PLACE
Legal BlockA
Legal Lot Number16
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1006
Census Tract2200

Owner

965 Cloverdale Dr is owned by an individual who bought it in November 2018.

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address18 VERBENA CIR, FOLEY, AL 36535-2656
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 29, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jul 18, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2018 · Amount on File
Deed SaleNov 29, 2018 · Amount on File
Prior SaleJul 18, 2018 · Amount on File
Deed Document Number201866696
Prior Transfer DateJul 11, 2018
Prior Transfer Doc0000041544
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Recording DateJun 8, 2026
Property Address965 CLOVERDALE DR, MOBILE, AL 36606-2161
Document Number0000033556
Instrument DateJun 4, 2026
Instrument202633556
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 CLOVERDALE DR, MOBILE, AL 36606-2161

Mortgage

Document Number0000033556,
DateJun 8, 2026
Instrument202633556
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 26, 2046
Interest
Rate6.37%
Max Rate-1%

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateNov 29, 2018
Property Address965 CLOVERDALE DR, MOBILE, AL 36606-2161
Document Number0000066696
Map ReferenceMB 4 PG 658
Instrument DateNov 26, 2018
Instrument2018066696
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyGUARDIAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3766 CONWAY DR S, 3766, MOBILE, AL 36608-1722

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 CLOVEDALE DRIVE, MOBILE, AL 36606-2161

Mortgage

Document Number0000066697
DateNov 29, 2018
Instrument2018066697
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2033

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMOBILE AL
Recording DateJul 18, 2018
Property Address965 CLOVERDALE DR, MOBILE, AL 36606-2161
Document Number0000041544
Book / Page007660 / 000733
Instrument DateJul 11, 2018
Instrument41544
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$45.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3614 RIVIERE DU CHIEN RD MOBILE AL 366935444, MOBILE, AL 36693-5444

Tax Assessment & Valuation

The 2025 property tax bill for 965 Cloverdale Dr was $568, up 5.2% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$568.00 (+5.19%)$8,800 (+5.26%) Land $2,200 Building $6,600$44,000 (+5.26%) Land $11,000 Building $33,000
2024$540.00 (+8.43%)$8,360 (+8.57%) Land $2,200 Building $6,160$41,800 (+8.57%) Land $11,000 Building $30,800
2023$498.00$7,700 Land $2,200 Building $5,500$38,500 Land $11,000 Building $27,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 965 Cloverdale Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1980–1998)
Claims Outside the SFHA4 of 6
Most Recent ClaimSep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 Cloverdale Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 64% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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