Rowan County property record for 965 Clay Lick Rd, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,520 sqft |
| Lot Size | 12 acres (522,720 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $265 (2025) |
| Deeds & Mortgages | May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-00 00 005.00 |
| Primary APN | 068-00 00 005.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| Construction Type | Frame |
|---|---|
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 522,720 sqft (12 acres) |
| Cooling System | None |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Account Number | 2134 |
|---|---|
| Street Address | 965 CLAY LICK RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HOUSE & 12 A+- CLAY LICK RD |
| Legal Subdivision | CLAY LICK |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 950302 |
965 Clay Lick Rd, a rural home, is owned by an individual who acquired it in May 2019.
Source: Rowan County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 GRIFFIN DR, NICHOLASVILLE, KY 40356-9313 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 10, 2019 |
| Transfer Doc | 00D271/656 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 10, 2019 |
| Property Address | 965 CLAY LICK RD, MOREHEAD, KY 40351 |
| Document Number | 00D271/656 |
| Book / Page | D271 / 656 |
| Instrument Date | May 6, 2019 |
| Instrument | 413947 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 RIDGEVIEW RD, MOREHEAD, KY 40351-7944 |
| Name | Verified Name |
|---|---|
| Address | 78 GRIFFIN DR, NICHOLASVILLE, KY 40356-9313 |
The 2025 property tax bill for 965 Clay Lick Rd was $265.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $265.00 | $31,700 Land $31,700 | $115,400 Land $100,200 Building $15,200 |
| 2023 | $270.00 | $31,700 Land $31,700 | $115,400 Land $100,200 Building $15,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 965 Clay Lick Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 Clay Lick Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 50 / 3 |
4G LTE only, no 5G reported
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