Calhoun County property record for 965 Clark Rd, Ceresco, MI 49033 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,832 sqft · built 2002 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $332,000 (Dec 2017) |
| Tax Bill | $8,282 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-271-039-10 |
| Primary APN | 17-271-039-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,832 sqft Living Area |
| 1st Floor Area | 2,072 sqft |
| Basement Area | 2,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 59,242 sqft (1.36 acres) |
| Garage Area | 725 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 965 CLARK RD |
|---|---|
| City | CERESCO |
| State | MI |
| Zip | 49033-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEWTON TWP. SEC.27 T3S R7W PART SW1/4 COM N01DEG 35'15"W 1762.42 FT & N52DEG 25'E 243.7 FT & N37DEG 16'40"E 272.39 FT FROM SW |
| Legal Range | 7W |
| Legal Township | 3S |
| Jurisdiction | CALHOUN MI |
| Township / Civil Division | NEWTON |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 2700 |
Source: Calhoun County records · APN 17-271-039-10
Assessment roll updated June 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 965 CLARK RD, CERESCO, MI 49033-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Dec 06, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2017 · Amount on Record |
| Deed Sale | Dec 06, 2017 · Amount on Record |
| Prior Sale | Dec 27, 2002 |
| Deed Document Number | 20174192-0172 |
| Deed Book / Page | 4192 / 172 |
| Prior Transfer Date | Oct 21, 2004 |
| Prior Transfer Doc | 2906000096 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MI |
| Property Address | 965 CLARK RD, CERESCO, MI 49033-9607 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 965 CLARK RD, CERESCO, MI 49033-9607 |
| Document Number | 004955/771 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 4955/771 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 02, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MI |
| Property Address | 965 CLARK RD, CERESCO, MI 49033-9607 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004432/879 |
|---|---|
| Date | Jul 07, 2020 |
| Book Page | 4432/879 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Dec 06, 2017 |
| Property Address | 965 CLARK RD, CERESCO, MI 49033-9607 |
| Document Number | 04192/0172 |
| Book / Page | 4192 / 0172 |
| Map Reference | . |
| Instrument Date | Nov 21, 2017 |
| Instrument | 4192-0172 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,855.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 965 CLARK RD, 965, CERESCO, MI 49033-9607 |
| Name | Verified Name |
|---|---|
| Address | 145 BACH DR, BATTLE CREEK, MI 49014-8541 |
| Document Number | 0041920174 |
|---|---|
| Date | Dec 06, 2017 |
| Instrument | 4192-0174 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
Source: Calhoun County records · Assessment roll updated June 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Calhoun County |
| County Subdivision | Newton Township |
| Unified School District | Union City Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,800 (+20.03%) | ||
| 2025 | $8,282.00 (+27.34%) Homeowner's exemption | $308,100 (+36.09%) | $739,600 (+20.03%) |
| 2024 | $616,200 (+36.09%) | ||
| 2023 | $226,400 | $452,800 | |
| 2022 | $6,504.00 |
Source: FEMA National Flood Hazard Layer, Calhoun County (26025C), updated April 4, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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