965 Clairmont Ave, Napoleon, OH 43545 Property Records

Henry County property record for 965 Clairmont Ave, Napoleon, OH 43545

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,222 sqft · built 1956
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Oct 2018)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2018 Sale & Mortgage
APN	`41-009550.0720`

Property Details

APN / Parcel Number

Primary APN	`41-009550.0720`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	965 CLAIRMONT AVE
City	NAPOLEON
State	OH
Zip	43545-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 SPENGLER'S ADDITION W 10' AND 39 E 5
Legal Subdivision	SPENGLER'S ADD
Legal Lot Number	38
Jurisdiction	HENRY OH
Township / Civil Division	NAPOLEON
Census Block Group	2
Census Block	2031
Census Tract	300

Owner

Source: Henry County records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	965 CLAIRMONT AVE, NAPOLEON, OH 43545-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Oct 2, 2018	Fiduciary Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Prior Sale	Sep 9, 2004 · Amount on Record
Deed Document Number	20183290
Deed Book / Page	314 / 555
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY OH
Recording Date	Jun 29, 2026
Property Address	965 CLAIRMONT AVE, NAPOLEON, OH 43545-1238
Document Number	0000002075
Book / Page	341 / 5838
Instrument Date	Jun 12, 2026
Instrument	20262075
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 CLAIRMONT AVE, NAPOLEON, OH 43545-1238

Mortgage

Document Number	0000002075,
Date	Jun 29, 2026
Book Page	341/5838
Instrument	20262075

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2066

Interest

Rate	6.36%
Max Rate	-1%

October 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HENRY OH
Recording Date	Oct 2, 2018
Property Address	965 CLAIRMONT AVE, NAPOLEON, OH 43545-1238
Document Number	00314/0555
Book / Page	314 / 0555
Map Reference	VOL8 PG163
Instrument Date	Sep 27, 2018
Instrument	201800003290
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 CLAIRMONT AVE, NAPOLEON, OH 43545-1238

Mortgage

Document Number	201800003291
Date	Oct 2, 2018
Instrument	201800003291

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Henry County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Henry County
County Subdivision	Napoleon Township
Municipality	Napoleon City
Unified School District	Napoleon Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (-0.06%)	$39,510 (-) Land $6,710 Building $32,800
2024	$1,672.00 (+11.84%)	$39,510 (-) Land $6,710 Building $32,800
2023	$1,495.00 (+10.33%)	$39,510 (-33.17%) Land $6,710 Building $32,800	$112,890 (-33.17%) Land $19,180 Building $93,710
2022	$1,355.00	$59,120 Land $8,620 Building $50,500
2020			$168,920 Land $24,620 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPOLEON CITY serves 8,858 people · EPA ID OH3500811
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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