965 Cedar Rdg Dr, Turlock, CA 95382 Property Records

Stanislaus County property record for 965 Cedar Rdg Dr, Turlock, CA 95382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,041 sqft · built 1991
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$231,500 (Apr 2012)
Tax Bill	$3,179 (2026)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Sep 2017 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-058-059-000`

Property Details

APN / Parcel Number

Primary APN	`072-058-059-000`
Alternative APNs	`0725859000` `0725859`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,041 sqft Living Area
1st Floor Area	2,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	965 CEDAR RIDGE DR
City	TURLOCK
State	CA
Zip	95382-0472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALPINE ESTATES LOT 59
Legal Subdivision	ALPINE ESTATES
Legal Block	2
Legal Lot Number	59
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	2
Census Block	2010
Census Tract	3609

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	965 CEDAR RIDGE DR, TURLOCK, CA 95382-0472
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage CARROLLTON MORTGAGE CO
Sep 26, 2017	Deed of Trust, Mortgage · Reverse Mortgage CARROLLTON MORTGAGE CO
Sep 19, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2012 · Amount on Record
Deed Sale	Apr 27, 2012 · Amount on Record
Prior Sale	Feb 24, 1995 · Amount on Record
Deed Document Number	201236892
Last Transfer Date	Jul 14, 2021
Transfer Doc	0000068986
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jul 20, 2021
Property Address	965 CEDAR RIDGE DR, TURLOCK, CA 95382-0472
Document Number	0000068986
Map Reference	VOL 34 PG 37
Instrument Date	Jul 14, 2021
Instrument	2021-0068986
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 CEDAR RIDGE DR, TURLOCK, CA 95382-0472

Mortgage

Document Number	0000068987
Date	Jul 20, 2021
Instrument	2021-0068987

Lender

Name	CARROLLTON MORTGAGE CO
Type	Mortgage Company
Address	MODESTO, CA 95350

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.83%
Change Frequency	Annually
Index	1-Year CMT

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	965 CEDAR RIDGE DR, TURLOCK, CA 95382-0472
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070521
Date	Sep 26, 2017
Instrument	2017-0070521

Lender

Name	CARROLLTON MORTGAGE CO
Type	Mortgage Company
Address	MODESTO, CA 95350

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.69%
Type Change Date	Oct 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	965 CEDAR RIDGE DR, TURLOCK, CA 95382-0472
Document Number	0000070522
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	965 CEDAR RIDGE DR TURLOCK CA 953820472, TURLOCK, CA 95382-0472

Mortgage

Document Number	0000070522
Date	Sep 26, 2017
Instrument	70522

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	3.69%

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,179.00 (+1.31%)	$296,578 (+2%) Land $64,051 Building $232,527
2025	$3,138.00 (+2.05%)	$290,764 (+4.04%) Land $62,796 Building $227,968
2023	$3,075.00 (+1.25%)	$279,475 Land $60,358 Building $219,117
2022	$3,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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